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Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more. Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products. Offer pros and cons are determined by our editorial team, based on independent research. The banks, lenders, and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews. *For complete information, see the offer terms and conditions on the issuer or partner's website. Once you click apply you will be directed to the issuer or partner's website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty. Experian websites have been designed to support modern, up-to-date internet browsers. Experian does not support Internet Explorer. If you are currently using a non-supported browser your experience may not be optimal, you may experience rendering issues, and you may be exposed to potential security risks. It is recommended that you upgrade to the most recent browser version. Discover has a large roster of popular credit cards. If you're thinking of applying for one, then you probably want to know the required credit score for a Discover credit card. Like every credit card company, Discover looks at many different factors during a credit card application. There's no set credit score for a Discover credit card, because your full credit history and financial profile matter. There are, however, suggested credit scores for Discover credit cards. With this information, you can pick out a Discover card where you'll have a strong chance of being approved. Choosing a credit cardDon't you wish you could take a peek inside a credit card expert's wallet sometimes? Just to see the cards they carry? Well, you can't look in anybody's wallet, but you can check out our experts' favorite credit cards. Get started here: To help you pick a card, here are the Discover credit cards you can choose from based on your credit situation. Bad credit or no credit historyDiscover has one secured credit card, the Discover it® Secured Credit Card, for consumers who need to build or rebuild their credit. This is one example of when there's no minimum credit score for a Discover card. Since this is a secured card, you will need to pay a security deposit to open it. You can choose an amount beginning at $200, and that will also be your starting credit limit. While you'll need some cash upfront to get the Discover it® Secured Credit Card, this card can graduate to an unsecured card. That means Discover upgrades your card and refunds your deposit. Good to excellent creditYou'll likely qualify for any Discover card if you have good or excellent credit. To clarify, a good credit score is a FICO® Score of 670 or above. In this case, it makes sense to go for one of the most valuable Discover credit cards. These are:
If these cards interest you, take a look at the comparison below to learn a bit more about them. As of Oct. 18, 2022
Here is some more information about these two student credit cards. As of Oct. 18, 2022 Rating image, 5.00 out of 5 stars. 5.00 stars
Info IconCircle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for
you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. Rating image, 4.50 out of 5 stars. 4.50 stars
Info IconCircle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for
you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. Apply Now for Discover it® Student Cash Back On Discover's Secure Website. Apply Now for Discover it® Student chrome On Discover's Secure Website. Read Full Review Read Full Review Credit Rating Requirement: Fair/New to Credit Under(669)
Info IconCircle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending
decisions. Credit Rating Requirement: Fair/New to Credit Under(669)
Info IconCircle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending
decisions. Welcome Offer: Welcome Offer info Discover will match all the cash back you’ve earned at the end of your first year. Cashback Match Welcome Offer: Welcome Offer info Discover will match all the cash back you’ve earned at the end of your first year. Cashback Match Rewards Program:
Info IconCircle with letter I in it. 5% cash back at different places each quarter up to the quarterly maximum when you activate. 1% unlimited cash back on all other purchases - automatically 1% - 5% Cashback Rewards Program:
Info IconCircle with letter I in it. 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically 1% - 2% Cashback Intro APR: Purchases: 0%, 6 months Balance Transfers: 10.99%, 6 months Intro APR: Purchases: 0%, 6 months Balance Transfers: 10.99%, 6 months Regular APR: 15.99% - 24.99% Variable APR Regular APR: 15.99% - 24.99% Variable APR Annual Fee: $0 Annual Fee: $0 Highlights: Highlights: Apply Now for Discover it® Student Cash Back On Discover's Secure Website. Apply Now for Discover it® Student chrome On Discover's Secure Website. Checking if you're pre-approvedOne simple way to figure out which Discover cards match your financial profile is by using the card issuer's pre-approval tool. It only requires a soft credit check, which has no effect on your credit score. Instead of figuring out the credit score for a Discover card, this tool can show you which Discover card fits your credit score. Here's how to check if you're pre-approved for a Discover credit card:
Discover pre-approval doesn't mean you're guaranteed to be approved, but it does mean there's a high probability that you could get those cards. Applying for a Discover credit cardThe right credit score for a Discover credit card will all depend on which Discover card you choose. Once you've found one that works with your credit score or picked one using Discover's pre-approval tool, you can apply for it. If you're not sure how to start, here's how to apply for a credit card: Click "Apply Now" on the card's page to start your application. Fill out the application; the process only takes a few minutes. Many applicants receive a decision quickly. Can I get a Discover card with a 600 credit score?WalletHub, Financial Company
A 700+ credit score is needed to get most Discover credit cards, but there's no minimum credit score needed for a few Discover cards. You can get the Discover it® Secured Credit Card with a bad credit score (below 640).
What credit score is needed to qualify for a Discover Card?Credit needed
In order to qualify for the Discover it miles card, you'll need a good or excellent credit score. Like the Discover it Cashback card, this means you'll want a credit score of 670 or above. However, a greater credit score usually means a greater likelihood of getting approved.
What is the easiest Discover card to get approved for?The minimum credit score needed for a Discover secured card is lower than the minimum score you need to qualify for an unsecured credit card like the Discover it Chrome card, and most credit card issuers also have different requirements for different types of cards.
What credit card can you get with a 650 credit score?Here are the best credit cards for a 650 credit score:
Overall: Capital One Platinum Credit Card. Rewards for Average Credit: Petal® 2 Visa® Credit Card. Cash Back Rewards: Capital One QuicksilverOne Cash Rewards Credit Card. No Credit Check: OpenSky® Secured Visa® Credit Card.
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