Capital one quicksilver cash rewards credit card credit score

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Alternatives to consider
What credit score do you need for Capital One Quicksilver Cash Rewards credit card?
Is a quicksilver card hard to get?
What credit score do you need to get approved by Capital One?
What credit does Capital One Quicksilver pull?

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Rating image, 4.50 out of 5 stars.

Credit Score:
Good/Excellent (670-850) Info IconCircle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Intro APR

Purchases: 0%, for 15 months

Balance Transfers: 0%, for 15 months

Regular APR

17.99% - 27.99% Variable

Welcome Offer Info IconCircle with letter I in it. $200 cash bonus after you spend $500 on purchases within 3 months from account opening

$200

One of the most versatile and flexible cash-back cards we've seen. The long 0% intro APR makes the offer hard to pass up, especially if you're wanting to keep a one-card wallet that packs in a rich rewards program.
- Competitive sign-up bonus
- Solid cash back rate on every purchase
- No annual fee
- Great intro APR
- No bonus categories
- One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- $0 annual fee and no foreign transaction fees
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases and balance transfers for 15 months; 17.99%-27.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months

Top perks

$200 cash bonus

New cardholders can earn a $200 bonus once $500 is spent on the card; this must be achieved within three months of the account opening.

Unlimited 1.5% cash back

This offer is a "what you see is what you get" cash back card. Transactions made with the card, no matter the amount or product/service category, earns 1.5% cash back.

$0 annual fee

Capital One gives Quicksilver® cardholders a nice break from paying an annual fee.

0% intro APR for purchases and balance transfers

There’s no APR for new purchases and balance transfers for the first 15 months with this card. Note, there is a 3% balance transfer fee per transfer in the first 15 months.

Cash back never expires

The clock is never ticking on cash back, since it is valid for redemption as long as the customer maintains their account.

No minimum cash-back redemption

Another convenient, low-maintenance aspect of the card is that the cash back can be redeemed whenever the cardholder sees fit.

Alternatives to consider

If you want a card that earns extra cash back: The Chase Freedom Flex℠ credit card is another great option that comes with a strong cash bonus offer. You can earn up to 5% cash back in rotating categories you activate that have previously included options like gas and restaurants. Categories rotate every quarter and there's a $1,500 quarterly spending cap.
If you want to earn big in a category of your choosing: The Bank of America® Customized Cash Rewards credit card is good for cardholders wanting higher rewards on grocery spending, as well as a category of their choice. The card has a strong 0% intro APR offer, and also includes 3% cash back on gas or your chosen category, in addition to 2% at grocery stores and wholesale clubs (capped at $2,500 of spending in combined bonus categories). Existing Bank of America customers will also want to take a closer look since the bank's free Preferred Rewards program offers 25% to 75% bonus rewards.

Read more: Best Rewards Credit Cards

As of Oct. 10, 2022

Capital One Quicksilver Cash Rewards Credit Card

Chase Freedom Flex℠

Bank of America® Customized Cash Rewards credit card

Rating image, 4.50 out of 5 stars.

4.50 stars

Info IconCircle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Rating image, 5.00 out of 5 stars.

5.00 stars

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4.50 stars

Apply Now for Capital One Quicksilver Cash Rewards Credit Card

On Capital One's Secure Website.

Apply Now for Chase Freedom Flex℠

On Chase's Secure Website.

Apply Now for Bank of America® Customized Cash Rewards credit card

On Bank of America's Secure Website.

Read Full Review

Credit Rating Requirement:

Good/Excellent (670-850) Info IconCircle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Credit Rating Requirement:

Welcome Offer: Welcome Offer info $200 cash bonus after you spend $500 on purchases within 3 months from account opening

$200

Welcome Offer: Welcome Offer info Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening!

$200 bonus

Welcome Offer: Welcome Offer info $200 online cash rewards bonus after making at least $1,000 in purchases within the first 90 days of account opening

$200 cash rewards

Rewards Program:

1.5% cash back

Rewards Program: Info IconCircle with letter I in it. 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Plus, earn 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases.

1% - 5% cash back

Rewards Program: Info IconCircle with letter I in it. 3% cash back in your choice category, 2% at grocery stores & wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), 1% on all other purchases.

1% - 3% cash back

Intro APR:

Purchases: 0%, for 15 months

Balance Transfers: 0%, for 15 months

Intro APR:

Purchases: 0% Intro APR on Purchases, 15 months

Balance Transfers: 0% Intro APR on Balance Transfers, 15 months

Intro APR: Intro APR Tooltip 0% Intro APR for 18 billing cycles for any purchases, or any balance transfers made in the first 60 days

Purchases: 0%, 18 billing cycles

Balance Transfers: 0%, 18 billing cycles

Regular APR:

17.99% - 27.99% Variable

Regular APR:

17.24% - 25.99% Variable

Regular APR:

16.99% - 26.99% Variable

Annual Fee:

Annual Fee: Annual Fee Tooltip N/A

Annual Fee:

Highlights:

One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
$0 annual fee and no foreign transaction fees
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases and balance transfers for 15 months; 17.99%-27.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months

Highlights:

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24% - 25.99%.
No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Flex℠ card
Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.

Highlights:

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
No annual fee and no expiration on rewards.
New longer intro period! 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.99% - 26.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
Contactless Cards - The security of a chip card, with the convenience of a tap.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Apply Now for Capital One Quicksilver Cash Rewards Credit Card

On Capital One's Secure Website.

Apply Now for Chase Freedom Flex℠

On Chase's Secure Website.

Apply Now for Bank of America® Customized Cash Rewards credit card

On Bank of America's Secure Website.

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What credit score do you need for Capital One Quicksilver Cash Rewards credit card?

The Capital One Quicksilver credit score requirement is 700+. This means that you need at least good credit to get this card. Capital One also considers applicants' income and debt when making Capital One Quicksilver card approval decisions.

Is a quicksilver card hard to get?

Is the Capital One Quicksilver hard to get? To qualify for the Capital One Quicksilver Cash Rewards Credit Card, you'll need good to excellent credit — generally defined as a score of 690 or higher. You'll also have to meet other approval criteria, such as having sufficient income.

What credit score do you need to get approved by Capital One?

A: The Capital One Platinum Credit Card is deshigned for fair credit, so you may need a FICO credit score of at least 580 to qualify. But it's possible you'll be approved with a lower score.