Morgan stanley identity and credit protection from experian

Take better control of your identity. Start for free today.

  • Monthly privacy scans to find and remove your personal info from people finder sites
  • Identity theft monitoring, alerts and dark web surveillance
  • Fraud resolution and up to $1 million ID theft insurance※
  • Easily lock and unlock your credit file with Experian CreditLock

Start for free Compare plans

Free for 30 days, then just $24.99 /month†

†IMPORTANT INFORMATION

A credit card is required to start your free 30-day trial membership‡ in Experian IdentityWorksSM Plus or Experian IdentityWorksSM Premium. You may cancel your trial membership at any time within 30 days without charge. If you decide not to cancel, your membership will continue and you will be billed $24.99 each month for Experian IdentityWorksSM Premium.

Protect your personal info

Check to see if your phone number, email and address are exposed online—which could put you at risk for identity theft, hacking and robocalls.

We can help protect you with monthly web scans and automatic removals of your personal info.

When we know, you know

With 360° monitoring and alerts

  • Dark Web Surveillance

    Daily scans of over 600,000 web pages to detect if your info is stolen.

    3-Bureau Credit Monitoring

    Detect changes across all three credit bureaus – Experian, Equifax® and TransUnion®.

  • SSN Monitoring

    Alerts you to any aliases or addresses associated with your Social Security Number.

    Financial Account Activity

    Detect attempts to take over your account or open a new account using your info.

  • Change of Address Alerts

    Know if your mail has been redirected through the U.S. Postal Service.

    Payday & Non-Credit Loan Alerts

    Detect fraudulent attempts to apply for payday and other non-credit loans in your name.

  • Court Records

    Know if crimes in your name are falsely reported in the court system.

    Sex Offender Alerts

    Be notified if a registered sex offender moves into your neighborhood.

  • Dark Web Surveillance

    Daily scans of over 600,000 web pages to detect if your info is stolen.

  • 3-Bureau Credit Monitoring

    Detect changes across all three credit bureaus – Experian, Equifax® and TransUnion®.

  • SSN Monitoring

    Alerts you to any aliases or addresses associated with your Social Security Number.

  • Financial Account Activity

    Detect attempts to take over your account or open a new account using your info.

  • Change of Address Alerts

    Know if your mail has been redirected through the U.S. Postal Service.

  • Payday & Non-Credit Loan

    Detect fraudulent attempts to apply for payday and other non-credit loans in your name.

  • Court Records

    Know if crimes in your name are falsely reported in the court system.

  • Sex Offender Alerts

    Be notified if a registered sex offender moves into your neighborhood.

Control at your fingertips

With Experian CreditLock

  • Lock your Experian credit file to protect against identity theft
  • Unauthorized access to your credit file is blocked
  • Real-time alerts if anyone applies for credit in your name
  • Easily lock and unlock your Experian credit file anytime

Experian CreditLock is a separate service from Security Freeze. Learn more about the differences between CreditLock and Security Freeze.

Explore identity protection plans

Find a protection plan that’s right for you and your family.

Learn about fraud and identity theft with our helpful resources.

‡Monitoring with Experian begins within 48 hours of enrollment in your trial. Monitoring with Equifax® and TransUnion® takes approximately 4 days to begin, though in some cases cannot be initiated during your trial period. You may cancel your trial membership in IdentityWorksSM any time within 30 days of enrollment without charge.

※Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits for Experian IdentityWorksSM Premium or Experian IdentityWorksSM Plus.

Is Experian good for identity protection?

Their basic plan aims to help protect your identity, whereas their premium plan includes identity theft protection services plus monitoring of all three credit bureaus. Overall, we find Experian ID Theft Protection to be comprehensive and an excellent value.

Is Experian IDnotify legitimate?

IDnotify is a service provided by Experian, one of the big three credit monitoring agencies. Right off the bat, that gave us some peace of mind that the service is backed with such authority.

Is Experian IdentityWorks real?

IdentityWorks focuses on credit reports and scores because it's owned by Experian. This means that subscribers can access FICO scores daily. They also can receive alerts for credit inquiries and utilization, large financial account balance changes, and the opening of new accounts.

Can Experian help with identity theft?

Experian will work with you to investigate the fraudulent information on your credit report. Also known as an extended fraud victim alert, a 7-year fraud victim alert requires that you must be a victim and provide a police report.