Zero percent credit card offers no transfer balance fees

No fee, 0% interest on balance transfer for up to 15 months

Our no fee Platinum credit card. 0% transfer fee applies

Representative example – most accepted customers get

• Representative 22.9% APR (variable)
• Purchase rate 22.9% p.a. (variable)
• Based on a £1,200 credit limit

Our eligibility checker can tell you if you’re likely to be accepted for the card you want.

Your Barclaycard at a glance

• 0% interest on balance transfers for up to 15 months

  From the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer.

• 0% interest on purchases for up to 3 months

  From the date you open your account.

• 0% transfer fee

• Four free Apple subscriptions for up to five months

  Get up to five months of Apple Music, Apple TV+, Apple News+ and Apple Arcade for free, with your new Barclaycard. Continues as paid subscription after trial. UK only, T&Cs apply.
  

Important things you need to know

• At least 8 out of 10 customers accepted last month received the longest promotional period for this card. This depends on your credit history and how you’ve managed credit in the past. For the remaining customers we may offer you

  • 0% for up to 15 months with 29.9% APR variable
  • 0% for up to 7 months with 29.9% APR variable 

  The balance transfer fee will remain the same and of course if you’re not happy with an alternative you don’t have to go ahead with it.

  And remember, the 15 month balance transfer period starts from the date the account is opened. That means if, for example, you don’t take it out for 60 days you’ll have 2 months less of the 0% rate.

• If you decide to apply, please make sure you read the information below carefully. It tells you what you need to do to keep your 0% interest rates and what happens when your 0% interest offer ends.

  • To benefit from the balance transfer offer it needs to be taken out within 60 days of opening the account.
  • The 15 month balance transfer period starts from the date the account is opened. That means if, for example, you don’t take it out for 60 days you’ll have 2 months less of the 0% rate.
  • Due to the way we’ll calculate your credit limit, it might go down if you don’t complete a balance transfer within 60 days of opening the account.
  • This offer is only available for new customers and Barclaycard reserves the right to withdraw this offer at any time.
  • The minimum you can transfer is £250 across up to five different balance transfers. The maximum amount can vary, depending on your individual credit limit and the existing balance on your Barclaycard. We’ll let you know the maximum amount you can transfer if your application is successful.
  • You can only transfer balances from cards issued by other banks, not from any other Barclaycard or any of our partner-branded cards.
  • When your 0% offer ends you’ll be charged interest at your standard rate for anything new you buy and for any outstanding balance on your card.

• • Your standard and cash interest rates will move up and down in line with the Bank of England Base Rate. Base Rate changes will not apply to your promotional interest rates. To learn more visit barclaycard.co.uk/understanding-interest.
  • Your new account will be set up with digital statements. These can be found in your online Barclaycard account, which you will need to register for. You can choose to switch to paper statements at any time.
  • This offer is only available for new customers and Barclaycard reserves the right to withdraw this offer at any time.

Balance transfer calculator

How much would you like to transfer?

How much could you afford to repay each month?

Benefits with your Barclaycard

Boogie, binge, browse & battle

Get up to five months of Apple Music, Apple TV+, Apple News+ and Apple Arcade for free, with your new Barclaycard. Continues as paid subscription after trial. UK only, T&Cs apply.

Barclaycard Cashback Rewards

Register for this benefit, and you can earn up to 15% cashback when you spend at a range of participating retailers. T&Cs apply

Save with Barclaycard Entertainment

You’ll have access to selected live events, festival presales and lots of customer-only perks.

One simple fee abroad

Use your Barclaycard for a simple and secure way to pay overseas. With access to an emergency replacement card or cash, it’s the perfect travel companion.

Fraud Protection 24/7

Whether you’re buying on the high street, online or overseas, our state of the art detection system monitors around the clock to stop fraud in its tracks.

Free additional cardholder

Share your card with someone close to you for flexibility when you’re not around – handy for emergencies or things like your weekly shop. (Terms apply).

Before you apply

Apply online in four easy steps and we’ll give you a response in one minute. If approved, your Barclaycard could be with you in five working days.

You can apply if:

• You haven't had any Individual Voluntary Agreements, County Court Judgements, and haven't been declared bankrupt in the past six years

• You always make payments on time

• You have at least four years' experience of managing credit

• You have had a permanent UK address for at least two years

• You have a personal income of more than £20,000 per annum

• You are able to afford repayments on any outstanding credit commitments

What you’ll need to hand:

• Address details for the last two years

• Phone number and e-mail address

• Current employment details

• Details of your annual income before tax

• Details of your monthly income after tax

• A good idea about your monthly outgoings

• Main bank account sort code and account number

• In some situations, if your application is accepted you will need to provide copies of your last two bank statements or payslips

Not the card for you?

Balance transfer credit cards

You could save on interest fees by transferring an existing balance from another credit card or store card to a Barclaycard.

Balance transfer credit cards

Rewards credit cards

Earn cashback on your everyday spending, with no limit on the amount you can earn.

Rewards credit cards

Credit building credit cards

Contact us if you’re having difficulty understanding

We can provide additional support for all customers, including those who have mental or physical health conditions or learning disabilities.

If you would like to talk to someone call 0800 056 3486 from 9am - 5pm Monday to Friday and 9am - 4pm on Saturday.

Can balance transfer fees be avoided?

Do balance transfers hurt your credit rating?

What is a 0% balance transfer fee?

How do I do a 0% balance transfer?