Business Insurance for Social WorkersCompare multiple quotes from top carriers with one application. Show
 We partner with trusted A-rated insurance companies Why do social workers need insurance?Whether engaged in outreach, healthcare, connecting clients with services, or teaching classes, you interact with vulnerable people in high-liability situations. Social worker insurance helps cover unexpected medical and legal bills so you can continue to serve your community with peace of mind. One application, multiple quotesInsureon helps social workers compare small business insurance quotes from top U.S. carriers online. Get several quotes with one easy application. What types of business insurance do social workers need?These insurance policies cover common risks faced by social workers. General liability insuranceThis policy covers common third-party risks, including bodily injuries and property damage. For example, it will cover legal defense costs if a client trips on your front steps. BEST FOR
Professional liability insuranceProfessional liability coverage can cover lawsuits related to clinical social work mistakes or oversights, such as failing to notice a child is in danger. It's sometimes called malpractice insurance. BEST FOR
Business owner’s policyA business owner's policy, or BOP, is a cost-effective way for a licensed clinical social worker (LCSW) to buy general liability coverage and commercial property insurance together. BEST FOR
Directors and officers insuranceThis liability insurance policy protects board members and officers from legal expenses if they are sued for a decision they made on behalf of your small business. BEST FOR
Workers’ compensation insuranceMost states require workers' compensation for social services that have employees. It also protects policyholders from work injury costs that health insurance might deny. BEST FOR
Commercial auto insuranceCommercial auto insurance can pay for property damage and medical bills in an accident. It also covers vehicle theft, weather damage, and vandalism. BEST FOR
How much does insurance cost for human and social services?A social service business with fewer employees will pay less for commercial insurance than a larger company. Factors that affect insurance costs include:
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How do I get social worker insurance coverage?It's easy to get social worker insurance policies if you have your company information on hand. Our application will ask for basic facts about your professional services business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your social work agency, whether you work independently or hire employees. What our customers are saying "I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes." Richard C. Software / internet design "Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours." "The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time." Esther L. Management consultant Top social services we insureCompare insurance quotes for social workers Save money by comparing free quotes from multiple carriers. What insurance covers professional liability?Errors and omissions insurance is another name for professional liability insurance. It can help protect business professionals from claims of mistakes in providing their professional services.
Is Hpso a good insurance?Healthcare Providers Service Organization (HPSO) has a stellar reputation and offers comprehensive professional liability policies. With its multiple premium discounts, it has affordable policies for therapists' offices, and you can take your coverage with you if you leave your job.
Do I really need professional liability insurance?Professionals that operate their own businesses need professional liability insurance in addition to an in-home business or businessowners policy. This protects them against financial losses from lawsuits filed against them by their clients.
What professional liability insurance does not cover?Professional liability doesn't protect a business against: Bodily injury or property damage that customers or clients suffer while you're doing business — for instance, if they trip and fall in your office or if their personal files are destroyed in a fire. Those are general liability insurance claims.
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Best professional liability insurance for social workers
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