This card appears to be an unrestricted fsa or hsa card

Q: Can I buy food with my HSA card?

No, you cant use your Flexible Spending Account (FSA) or Health Savings Account (HSA) for straight food purchases like meat, produce and dairy. But you can use them for some nutrition-related products and services. To review, tax-advantaged accounts have regulatory restrictions on eligible products and services.

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Online retailer Amazon recently announced that you can now use your flexible spending account (FSA) or health savings account (HSA) to purchase eligible medical products on its site. Amazon’s FSA and HSA stores enable you to add your respective health payment card to the site and shop for your eligible products as you would shop for any other item.

Table of Contents Show

What is an eligible expense?
Will I be able to tell what Amazon products are and aren’t eligible expenses?
How can I find receipts for recordkeeping purposes?
Where can I get more information about HSAs or FSAs?
How Can I Use FSA and HSA Cards on Amazon?
What Amazon Items Are FSA and HSA Eligible?
Frequently Asked Questions About Amazon FSA and HSA Purchases
Why is Amazon not letting me use my FSA card?
What are FSA and HSA cards?
Why is my HSA card grayed out on Amazon?
Can I buy food with my HSA card?

What is an eligible expense?

You can use your health FSA or HSA to pay for or reimburse yourself for your own eligible medical expenses, as well as your spouse’s and dependent’s eligible medical expenses. Some examples of eligible medical expenses include bandages, eyeglasses and blood glucose monitors.

Your HSA or FSA may be used only on eligible medical expenses that are not reimbursed or covered by another source. With the exception of insulin, over-the-counter medications are only eligible for reimbursement if they are prescribed to you, and you present the prescription at the time of purchase.

Will I be able to tell what Amazon products are and aren’t eligible expenses?

HSA- and FSA-eligible products available on Amazon will display an “FSA or HSA Eligible” label on the product’s page. However, not all health care products available on Amazon are eligible expenses. If you’ve registered your FSA or HSA payment card through Amazon, you will only be able to pay for the cost, tax and shipping of an eligible expense with your funds. You will be prompted to use a different card for any other expenses you may have in your cart.

If you’re unable to register your health payment card on Amazon, you may still be able to register it as a credit card. While the site won’t restrict what you can and can’t buy, you can review the site’s eligible expenses list and each product’s details to make sure you’re purchasing an eligible product.

How can I find receipts for recordkeeping purposes?

In most cases, you’ll have to submit receipts and other proof that you purchased an eligible medical service or product in order to receive reimbursement. You can easily access your receipt and purchasing information by going to your account and reviewing your orders.

Where can I get more information about HSAs or FSAs?

For more information on your FSA or HSA, please contact your plan administrator or The Safegard Group.

How to connect my FSA/HSA to my Amazon account

Adding a FSA/HSA Card to Your Amazon Account

Written by Ryan Yang
Updated over a week ago

To add your FSA/HSA card to your Amazon account, please do the following steps listed below.

Log into your Amazon Account.
In the upper left hand corner of your Amazon account, click on the four lines and then scroll down to Help & Settings and then click on "your account".
Click on "Your Payments".
Click on add a payment method.
Click on add a FSA or HSA card.
Fill out your card info, and don't forget to click on "Add your card".

If you have any questions, please feel free to reach out to us via live-chat, or email to , or call us at 844-902-2902.

If your workplace offers a Flexible Spending Account (FSA) or Health Savings Account (HSA), here’s some news you should know: Amazon is now accepting FSA and HSA cards as a means of payment on eligible products.
With this policy update, Amazon could seriously change how some customers purchase health care supplies. After all, why go to the store to pick up band-aids when you can have them delivered?

How Can I Use FSA and HSA Cards on Amazon?

FSAs and HSAs allow you to contribute a portion of your pre-tax salary to cover medical expenses. Check with your workplace or plan administrator for more information.
If you’re currently enrolled in one of these plans, you can now add your FSA or HSA card as a payment option in your Amazon account. That means using pre-tax income on everything from air purifiers to prenatal vitamins, all with Amazonian delivery speeds.
Just keep in mind that you must register some HSA cards as credit cards. According to Amazon, “If you register your HSA card as a credit card, you’ll be responsible for ensuring the card is used only for eligible products.”
That’s because HSA cards registered as credit cards don’t “automatically restrict the types of products you can purchase with the card.”

Shop Amazon’s FSA/HSA Products

What Amazon Items Are FSA and HSA Eligible?

Credit: Amazon

Not sure what you can buy with your FSA or HSA card? You can view Amazon’s complete list of eligible brands and products here.
Amazon will also include “FSA or HSA Eligible” disclaimers on product pages to make things simpler.
Generally speaking, though, FSA and HSA cards can be used on health care expenses. (Think items like medical devices, first aid products and even sunscreen.) Plus, cardholders can buy things for their family or eligible dependents.
That said, it’s still a good idea to check with your employer about any possible restrictions.
And to stay up to date on the latest Amazon news and deals, take a second to set up a Deal Alert with us.

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Frequently Asked Questions About Amazon FSA and HSA Purchases

Luckily, our community has great insight to offer on Amazon FSA and HSA purchases. Here are their answers to the most frequently asked questions. And thanks to everyone who contributed these answers:
Q: What exactly is an FSA or HSA card?
A: Also known as health benefit accounts, Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) allow you to use a portion of your gross salary or wages to cover any incurred medical expenses that you’d otherwise have to pay for out of pocket.
Not sure if you have an FSA or HSA? Check with your employer or plan administrator.
Q: How do you use FSA or HSA cards to shop on Amazon?
A: Amazon allows you to add your FSA or HSA card to your account as a method of payment. You can then use your card to make eligible purchases.
Q: Which items are FSA or HSA eligible on Amazon?
A: Not all healthcare products on Amazon are FSA or HSA eligible. Therefore, it’s important to know which ones are covered by your health benefit account. Eligible Amazon products are labeled “FSA or HSA Eligible” on their individual product pages. You can also browse a complete list of eligible items here.
Your FSA or HSA card can even cover the product tax and shipping. If your order contains ineligible items or you’d like to gift wrap to an eligible product, simply add another method of payment. Amazon will charge the correct amount to each card or payment method.

RELATED: 10 Things You Didn’t Know You Could Buy With Your FSA/HSA Card at Amazon

Q: Can you purchase over-the-counter (OTC) medicines with your FSA or HSA card?
A: In order to purchase OTC medicines with an FSA or HSA card, you need a prescription — and this feature is not yet supported by Amazon. That said, you can use other payment methods to purchase these items on Amazon and then request reimbursement from your plan administrator.
Find out how to provide appropriate documentation for reimbursement by contacting your plan administrator or employer.
Q: Are the same items covered by both FSA accounts and HSA accounts?
A: Yes, all eligible items are covered by both FSA and HSA cards alike.
Q: How do you register your HSA card for use on Amazon?
A: Many cards can be registered as FSA/HSA cards on Amazon, but some may need to be registered as credit cards instead. If you register your FSA/HSA card as a credit card, you’ll be responsible for making sure the card is only used for eligible products.
HSA cards registered as credit cards don’t automatically restrict the types of products you can purchase, and you may need to report ineligible purchases and pay additional taxes. Contact your plan administrator or employer for more information.
Q: Can you use an HRA card on Amazon?
A: Possibly. While some Health Reimbursement Arrangements (HRAs) cards are accepted on Amazon, others are not. This ultimately depends on your HRA plan’s eligibility rules, so contact your plan administrator or employer for more information.
Q: Are past Amazon purchases eligible for FSA or HSA reimbursements?
A: Yes! Review a complete list of your previous purchases under “Your Orders” in your Amazon account. For more information on which items are eligible and how to provide proper documentation for reimbursement, contact your plan administrator or employer.
Q: Can you use a Dependent Care FSA account for Amazon purchases?
A: Dependent Care FSA accounts are actually different from Health Care FSA accounts. Unfortunately, Amazon does not currently offer products or services that are eligible for reimbursement through a Dependent Care FSA.
Q: Do FSA funds expire?
A: Yes. FSA funds are usually limited to eligible expenses incurred during a one-year time period. Any unspent amounts are forfeited. Furthermore, Amazon doesn’t charge your FSA card until your order ships. That’s why it’s important to know your plan’s deadline and purchase eligible items before your funds expire. Contact your FSA plan administrator or employer for additional information.
Q: Do HSA funds expire?
A: Unlike FSAs, HSAs do not have set expiration dates. That means you don’t have to worry about using your funds within a certain timeframe. Still, we recommend contacting your plan administrator for further details.
Q. What should you do if your FSA or HSA card is declined?
A: If your FSA or HSA card is declined, contact your employer or plan administrator via the number located on the back of your FSA or HSA card. Most of the time, this is due to expired FSA funds, newly issued FSA/HSA cards or unfunded accounts.
Q: Whose healthcare products are covered?
A: Generally speaking, eligible health care expenses incurred by you, your spouse and your children or tax dependents are covered by your FSA or HSA card. Of course, it’s a good idea to double-check with your employer or plan administrator for possible restrictions.
Q. Can you return items purchased using an FSA or HSA card?
A: Yes, Amazon accepts FSA and HSA returns. Your refund is issued to the original FSA/HSA card used for the purchase. Unfortunately, gift card refunds aren’t possible for items purchased using your FSA or HSA card, including gifts. If the recipient wants to return an item you purchased for them using your FSA or HSA card, you must request the refund yourself.
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A big thanks to Slickdealer corpusguy for sharing this info on our forums!

Lesley Sheridan

Lesley Sheridan is a freelance fashion and beauty writer who lives for Pinterest boards, animal prints, strappy shoes and coupon codes. Her bookshelves are filled with Kevyn Aucoin makeup guides, and her favorite band is and will always be INXS. A Kentucky girl at heart, she currently resides just outside of Cincinnati, Ohio, with her rescue cats, a boyfriend who wishes he were an astronaut and a dog whose favorite word is “pizza.”

Our editors strive to ensure that the information in this article is accurate as of the date published, but please keep in mind that offers can change. We encourage you to verify all terms and conditions of any product before you apply.

Why is Amazon not letting me use my FSA card?

Q. What should I do if my FSA or HSA card is declined? If your card is declined, contact your employer or plan administrator for the account. The majority of card declines are because FSA funds have expired, new FSA/HSA cards have been issued, or the accounts have not had funds placed in them yet.

What are FSA and HSA cards?

What is a flexible spending account (FSA) card or health savings account card (HSA)? Flexible spending accounts (FSAs) and health savings accounts (HSAs) let you set aside pre-tax money, sometimes directly from your paycheck, to pay for eligible medical expenses.

Why is my HSA card grayed out on Amazon?

Many HSA/FSA cards work the same. If it is not a medical code (e.g. Doctors office) it will not work. That may be why the card will not work on Amazon. In this case, you would just submit a reimbursement from your HSA/FSA account.

Can I buy food with my HSA card?

No, you can't use your Flexible Spending Account (FSA) or Health Savings Account (HSA) for straight food purchases like meat, produce and dairy. But you can use them for some nutrition-related products and services. To review, tax-advantaged accounts have regulatory restrictions on eligible products and services.