Discover it cash back credit limit reddit

1. Discover
2. Credit Cards
3. Student Credit Cards

Build credit history during college with one of our best credit cards for students.

Discover® student credit cards let you earn cash back rewards and start building a credit history while you're in college. You can also view your FICO® Credit Score for free.1

Student Cash Back

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5% cash back at places you love to shop

Students earn 5% cash back on everyday purchases during the school year (and all year long) at different places each quarter, such as

Amazon.com7

Grocery stores

Restaurants

Gas stations

When you pay using PayPal8

up to the quarterly maximum when you activate.

And all your other purchases still earn 1% cash back automatically, with no limit.

Chrome for Students

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2% cash back at gas stations and restaurants

Earn 2% cash back at

gas stations

restaurants (including cafes and fast-food)

on up to $1,000 in combined purchases each quarter.2

Plus, earn unlimited 1% cash back on all other purchases like books, groceries and college staples with the student Discover card designed for your lifestyle, on campus and off.

Questions about Student Credit Cards

After you graduate from college, your student credit card will become a standard credit card. You’ll keep the same cash back program and card design. And you may qualify for a credit line increase to handle expenses more easily after school.

When used responsibly, Discover student credit cards are a great way to build credit while earning cash back rewards on every purchase. That’s because Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly. Late payments, delinquencies or other derogatory activity with your other credit card accounts and loans may adversely impact your ability to build credit. So be sure to make smart choices with your student credit card, like always making at least your minimum payment or more on time.

We approve credit cards for college students as quickly as we can. Sometimes that’s right away online. But if we need more information about a student credit card application, we’ll reach out and communicate next steps toward getting your student card as quickly as possible. Applying with your .edu email address from school may help us to speed up the process of your application.

As a college student, you may have little or no credit history. One of the best credit cards for you is likely to be one geared toward students. A rewards student credit card, such as Discover it Student Cash Back Card or Discover it Chrome for Students, can help you earn cash back on everyday purchases.

No credit score is required to apply for a Discover it® Student credit card.* The Discover it® Student credit card can help you build credit with responsible use.*

A regular credit card for people with an established credit history is different than a credit card for students with no credit or a short credit history. Student credit cards may have a lower credit limit, so students can get started, practice responsible use and build their credit history. Over time, credit cards for students may allow an increase to their credit line, as students show responsible use when managing their credit.

Rewards and benefits designed with college students in mind

Online Privacy Protection.

We’ll help regularly remove your personal info from ten popular people-search websites that could sell your data. Activate for free with the Discover app.10

Get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.3

As a Discover student cardmember, you can earn a statement credit each time you refer a friend and they’re approved.4

FICO® Credit Score for free

Use your Discover student login to set alerts, view your FICO® Score for free1 and more, all from your smartphone, tablet or wearbale.

99% nationwide acceptance

Discover is accepted by 99% of the places across the country that take credit cards.6

Low intro APR

The student Discover card starts at x% intro APR† †† for x months on purchases. Then x% to x% Standard Variable Purchase APR will apply. And there's no annual fee.

What's APR?

Rewards and benefits designed with college students in mind

Online Privacy Protection.

We’ll help regularly remove your personal info from ten popular people-search websites that could sell your data. Activate for free with the Discover app.10

Get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.3

As a Discover student cardmember, you can earn a statement credit each time you refer a friend and they’re approved.4

FICO® Credit Score for free

Use your Discover student login to set alerts, view your FICO® Score for free1 and more, all from your smartphone, tablet or wearbale.

99% nationwide acceptance

Discover is accepted by 99% of the places across the country that take credit cards.6

Low intro APR

The student Discover card starts at x% intro APR† †† for x months on purchases. Then x% to x% Standard Variable Purchase APR will apply. And there's no annual fee.

What's APR?

Rewards and benefits designed with college students in mind

Online Privacy Protection.

We’ll help regularly remove your personal info from ten popular people-search websites that could sell your data. Activate for free with the Discover app.10

Get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.3

As a Discover student cardmember, you can earn a statement credit each time you refer a friend and they’re approved.4

FICO® Credit Score for free

Use your Discover student login to set alerts, view your FICO® Score for free1 and more, all from your smartphone, tablet or wearbale.

99% nationwide acceptance

Discover is accepted by 99% of the places across the country that take credit cards.6

Low intro APR

The student Discover card starts at x% intro APR† †† for x months on purchases. Then x% to x% Standard Variable Purchase APR will apply. And there's no annual fee.

What's APR?

Jumpstart your credit history

Whether you're brand new or already have some credit history, a student Discover card lets you earn great rewards while building credit with responsible use5. This includes making all of your payments on time to your Discover account  or any other bills and loans.

Bring your account on campus and off

{rating} average out of {total} ratings on the App Store as of {date}

Use your Discover student login to set alerts, view your FICO® Score for free1 and more, all from your smartphone, tablet or wearable.

Questions about Student Credit Cards

After you graduate from college, your student credit card will become a standard credit card. You’ll keep the same cash back program and card design. And you may qualify for a credit line increase to handle expenses more easily after school.

When used responsibly, Discover student credit cards are a great way to build credit while earning cash back rewards on every purchase. That’s because Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly. Late payments, delinquencies or other derogatory activity with your other credit card accounts and loans may adversely impact your ability to build credit. So be sure to make smart choices with your student credit card, like always making at least your minimum payment or more on time.

We approve credit cards for college students as quickly as we can. Sometimes that’s right away online. But if we need more information about a student credit card application, we’ll reach out and communicate next steps toward getting your student card as quickly as possible. Applying with your .edu email address from school may help us to speed up the process of your application.

As a college student, you may have little or no credit history. One of the best credit cards for you is likely to be one geared toward students. A rewards student credit card, such as Discover it Student Cash Back Card or Discover it Chrome for Students, can help you earn cash back on everyday purchases.

No credit score is required to apply for a Discover it® Student credit card.* The Discover it® Student credit card can help you build credit with responsible use.*

A regular credit card for people with an established credit history is different than a credit card for students with no credit or a short credit history. Student credit cards may have a lower credit limit, so students can get started, practice responsible use and build their credit history. Over time, credit cards for students may allow an increase to their credit line, as students show responsible use when managing their credit.

Questions about Student Credit Cards

After you graduate from college, your student credit card will become a standard credit card. You’ll keep the same cash back program and card design. And you may qualify for a credit line increase to handle expenses more easily after school.

When used responsibly, Discover student credit cards are a great way to build credit while earning cash back rewards on every purchase. That’s because Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly. Late payments, delinquencies or other derogatory activity with your other credit card accounts and loans may adversely impact your ability to build credit. So be sure to make smart choices with your student credit card, like always making at least your minimum payment or more on time.

We approve credit cards for college students as quickly as we can. Sometimes that’s right away online. But if we need more information about a student credit card application, we’ll reach out and communicate next steps toward getting your student card as quickly as possible. Applying with your .edu email address from school may help us to speed up the process of your application.

As a college student, you may have little or no credit history. One of the best credit cards for you is likely to be one geared toward students. A rewards student credit card, such as Discover it Student Cash Back Card or Discover it Chrome for Students, can help you earn cash back on everyday purchases.

No credit score is required to apply for a Discover it® Student credit card.* The Discover it® Student credit card can help you build credit with responsible use.*

A regular credit card for people with an established credit history is different than a credit card for students with no credit or a short credit history. Student credit cards may have a lower credit limit, so students can get started, practice responsible use and build their credit history. Over time, credit cards for students may allow an increase to their credit line, as students show responsible use when managing their credit.

Ready to apply for a Discover student credit card?

Checking for pre-approval won't hurt your credit score.

Need to brush up on your credit card basics?

See our helpful articles on student credit cards below.

Learn how to get your first credit card, including what card to apply for and what information you will need to get approved.

If you’re in school and considering a credit card for students, you probably have a lot of questions. This article will cover everything you need to know about student credit cards.

The key to happy card membership is to know what you’re doing from the start. Here are five tips for the first-time credit card holder.