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UnitedHealthcare pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. AARP does not employ or endorse agents, brokers or producers. AARP encourages you to consider your needs when selecting products and does not make product recommendations for individuals. Please note that each insurer has sole financial responsibility for its products. AARP® Medicare Supplement Insurance Plans AARP endorses the AARP Medicare Supplement Insurance Plans, insured by UnitedHealthcare. Insured by UnitedHealthcare Insurance Company, Hartford, CT or UnitedHealthcare Insurance Company of America, Schaumburg, IL (for ND residents) or UnitedHealthcare Insurance Company of New York, Islandia, NY (for NY residents). Each insurer has sole financial responsibility for its products. Policy form No. GRP 79171 GPS-1 (G-36000-4). In some states, plans may be available to persons under age 65 who are eligible for Medicare by reason of disability or End-Stage Renal Disease. Not connected with or endorsed by the U.S. Government or the federal Medicare program. This is a solicitation of insurance. A licensed insurance agent/producer may contact you. You must be an AARP member to enroll in an AARP Medicare Supplement Plan.
Medicare
Advantage plans and Medicare Prescription Drug plans This information is not a complete description of benefits. Contact the plan for more information. A Medicare Supplement insurance plan is healthcare insurance you can buy that may help pay for costs that Original Medicare doesn’t pay. Let’s explore how these plans work, what they cover and more. How does Medicare Supplement insurance work?Medicare Supplement insurance plans, also known as Medigap, help supplement Original Medicare. They may help pay some of the healthcare costs that Original Medicare does pay like copayments, coinsurance and deductibles. A Medigap plan may be purchased from a private insurance company. To be eligible, you must be enrolled in Medicare Parts A and B, you must live in the state where the policy is offered and be age 65 or over. In some states, you can be under age 65 with a disability or end-stage renal disease (ESRD). Each standardized Medicare insurance supplement plan covers different types of costs. How much you pay out of pocket will depend on the services covered and the plan you choose. What do Medicare Supplement insurance plans cover?1All Medicare Supplement insurance plans offer the same basic benefits but some offer additional benefits. A list of basic benefits includes:
Some additional benefits that may be included in certain plans include:
Important things to know about Medicare Supplement insurance plans2
How to pick the best Medicare Supplement insurance plan for youEveryone has unique healthcare needs. If you’re thinking about adding extra insurance to Original Medicare, check out how to pick the best Medicare Supplement insurance plan for you. Explore MedicareHumana answers your Medicare questions
How can we help?Call usLicensed Humana sales agents are available daily, 5 a.m. – 8 p.m. 1-888-204-4062 (TTY: 711) See plans in your areaEnter your ZIP code below to see plans with their premiums, copays, and participating doctors and pharmacies. Request a callOur licensed Humana sales agents are available to help you select the coverage that best meets your needs. Sources
What are the benefits of a Medicare Supplement policy?Medigap policies are sold by private companies, and can help pay for some of the costs that Original Medicare doesn't, like copayments, coinsurance, and deductibles. Some Medigap policies also cover certain benefits Original Medicare doesn't cover, like emergency foreign travel expenses.
Why would a patient get supplemental insurance?An additional insurance plan that helps pay for healthcare costs that are not covered by a person's regular health insurance plan. These costs include copayments, coinsurance, and deductibles.
What is the purpose of Medicare supplemental insurance quizlet?Medicare supplement, or Medigap, policies pick up coverage where Medicare leaves off. These policies supplement Medicare's benefits by paying most, if not all, coinsurance amounts and deductibles and paying for some health care services not covered by Medicare, such as outpatient prescription drugs.
What is the difference between Medicare Advantage and supplemental?Medicare Advantage and Medicare Supplement are different types of Medicare coverage. You cannot have both at the same time. Medicare Advantage bundles Part A and B often with Part D and other types of coverage. Medicare Supplement is additional coverage you can buy if you have Original Medicare Part A and B.
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