USDA’s Rural Housing Service offers a variety of programs to build or improve housing and essential community facilities in rural areas. We offer loans, grants and loan guarantees for single- and multifamily housing, child care centers, fire and police stations, hospitals, libraries, nursing homes, schools, first responder vehicles and equipment, housing for farm laborers and much more.
We also provide technical assistance loans and grants in partnership with non-profit organizations, Indian tribes, state and federal government agencies, and local communities.
We and our partners are working together to ensure that rural America continues to be a great place to live, work and raise a family.
Please browse through this site for information about programs and services to help you and your community. Thank you for visiting.
USDA provides homeownership opportunities to rural Americans, and home renovation and repair programs. USDA also provides financing to elderly, disabled, or low-income rural residents in multi-unit housing complexes to ensure that they are able to make rent payments. USDA works with public and nonprofit organizations to provide housing developers with loans and grants to construct and renovate rural multi-family housing complexes. Eligible organizations include local and state governments, nonprofit groups, associations, nonprofit private corporations
and cooperatives, and Native American groups.Housing for Individuals
Housing Development Opportunities
- Farm Labor Housing Direct Loans and Grants
- Housing Preservation Grants
- Multi-Family Housing Direct Loans
- Mutual Self-Help Housing Technical Assistance Grants
- Rural Housing Site Loans
Lender Opportunities
USDA improves rural community economic health by working with private lenders to guarantee loans to borrowers for the construction of rural multi-family housing units and individual homes.
- Multi-Family Housing Loan Guarantees
Housing Regulations
USDA has posted its proposed rules, revised rules and final regulations related to the development of rural areas. Customers may submit an electronic comment for any rule currently open for comment.
- Federal (OSHA) Migrant Housing Regulations
- Rural Development Handbooks
Inflation Reduction Act
This historic act provides funding to USDA Rural Development to help eligible entities purchase renewable energy and zero-emission systems and make energy-efficiency improvements that will significantly reduce greenhouse gas emissions.
ReConnect Loan and Grant Program
The ReConnect Loan and Grant Program provides funds for the costs of construction, improvement, or acquisition of facilities and equipment needed to provide broadband service in eligible rural areas.
Water & Waste Disposal Loan & Grant Program
Increasing access to clean, reliable water and septic systems.
On October 11, 2020 Rural Development’s Multifamily Housing Program finalized its structural realignment which, in some cases, redistributed the existing portfolio to a servicing Specialist within our new Field Operations Division. If you are looking for the servicing Specialist for a specific property, you will find a complete and sortable list here: //www.sc.egov.usda.gov/data/MFH.html
Our Field Operations Division maintains local relationships through regionally organized servicing teams and handles all day-today servicing of Multifamily housing properties to ensure that tenants have safe and affordable housing. The four regions and the contact information for each Regional Director follows:
Western Region: Becki Meyer, Regional Director,
(AK, AZ, CA, CO, HI,
ID, MT, NM, NV, OR, UT, WA, WY)
Southern Region: Byron Waters, Regional Director,
(AL, AR, FL, GA, KY, LA, MS, NC, OK, PR, SC, TN, TX, VI)
Midwest Region: Laurie Warzinski, Acting Regional Director,
(IA, IL, IN, KS, MI, MN, MO, ND, NE, OH, SD, WI)
Northeast
Region: Donna O'Brien, Acting Regional Director,
(CT, DE, MA, MD, ME, NH, NJ, NY, PA, RI, VA, VT, WV)
If you need information on a loan transaction currently in process, or have questions on a new transaction, our Production & Preservation Division (PPD) processes, underwrites, and closes all multifamily direct, preservation, and guaranteed loan transactions. PPD will support all the Multifamily Housing Programs, including 515, 538, Multifamily Preservation and Revitalization (MPR), prepayments, and preservation efforts. This division will also oversee Notice of Solicitation of Applications (NOSA) drafting and administration efforts for Farm Labor Housing, Housing Preservation Grants, MPR, technical assistance, and 515. The email contact information for the Production & Preservation Division follows:
Processing and Report Review Branch 1
(CT, DE, IA, IL, IN, KS, MA, MD, ME, MI, MN, MO, ND, NE, NH, NJ, NY, OH, PA, RI, SD, VA, VT, WI, WV)
Processing and Report Review Branch 2
(AK, AL, AR, AZ, CA, CO, FL, GA, HI, ID, KY, LA, MS, MT, NC, NM, NV, OK, OR, PR, SC, TN, TX, UT, VI, WA, WY)