USDA’s Rural Housing Service offers a variety of programs to build or improve housing and essential community facilities in rural areas. We offer loans, grants and loan guarantees for single- and multifamily housing, child care centers, fire and police stations, hospitals, libraries, nursing homes, schools, first responder vehicles and equipment, housing for farm laborers and much more. Show
We also provide technical assistance loans and grants in partnership with non-profit organizations, Indian tribes, state and federal government agencies, and local communities. We and our partners are working together to ensure that rural America continues to be a great place to live, work and raise a family. Please browse through this site for information about programs and services to help you and your community. Thank you for visiting. USDA provides homeownership opportunities to rural Americans, and home renovation and repair programs. USDA also provides financing to elderly, disabled, or low-income rural residents in multi-unit housing complexes to ensure that they are able to make rent payments.
Housing Development OpportunitiesUSDA works with public and nonprofit organizations to provide housing developers with loans and grants to construct and renovate rural multi-family housing complexes. Eligible organizations include local and state governments, nonprofit groups, associations, nonprofit private corporations and cooperatives, and Native American groups.
Lender OpportunitiesUSDA improves rural community economic health by working with private lenders to guarantee loans to borrowers for the construction of rural multi-family housing units and individual homes.
Housing RegulationsUSDA has posted its proposed rules, revised rules and final regulations related to the development of rural areas. Customers may submit an electronic comment for any rule currently open for comment.
On October 11, 2020 Rural Development’s Multifamily Housing Program finalized its structural realignment which, in some cases, redistributed the existing portfolio to a servicing Specialist within our new Field Operations Division. If you are looking for the servicing Specialist for a specific property, you will find a complete and sortable list here: https://www.sc.egov.usda.gov/data/MFH.html Our Field Operations Division maintains local relationships through regionally organized servicing teams and handles all day-today servicing of Multifamily housing properties to ensure that tenants have safe and affordable housing. The four regions and the contact information for each Regional Director follows: Western Region: Becki Meyer, Regional Director, Southern Region: Byron Waters, Regional Director, Midwest Region: Laurie Warzinski, Acting Regional Director, Northeast
Region: Donna O'Brien, Acting Regional Director, If you need information on a loan transaction currently in process, or have questions on a new transaction, our Production & Preservation Division (PPD) processes, underwrites, and closes all multifamily direct, preservation, and guaranteed loan transactions. PPD will support all the Multifamily Housing Programs, including 515, 538, Multifamily Preservation and Revitalization (MPR), prepayments, and preservation efforts. This division will also oversee Notice of Solicitation of Applications (NOSA) drafting and administration efforts for Farm Labor Housing, Housing Preservation Grants, MPR, technical assistance, and 515. The email contact information for the Production & Preservation Division follows: Processing and Report Review Branch 1 Processing and Report Review Branch 2 What is the income limit for USDA loan in Georgia?Household Income for USDA eligibility – In general for 2022, Georgia households with 1-4 members = max $103,500 gross income per year. Some counties can be even higher. Larger households with 5+ members can even go higher, up to $136,600.
What are the income limits for USDA loan in Tennessee?Eligibility Requirements – Tennessee
In Tennessee, the average household income limit for a family of 1-4 is about $108,450 a year, and can be as high as $143,150 for families of 5 or more. Fill out the form above to get in touch with one of our USDA loan specialists and find out what a USDA loan can do for you.
How do I qualify for a USDA loan in Alabama?Eligibility Requirements – Alabama
The average household income limits for a USDA home loan in Alabama are around $103,500 for a 1-4 person household. With 5 or more residents of the household the USDA income limits are $136,600. Call or fill out a quick online form to see if you can qualify for a USDA loan in Alabama.
What areas in Georgia are USDA eligible?What is a USDA-eligible rural area?. Open countryside, such as a home on acreage.. A rural town with a population of 2,500 people or less.. An area that is rural in character with a population of 10,000 or less.. A larger, non-metropolitan locale that is rural in character with 2,500 to 49,999 residents.. |