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Link credit or debit cards, and bank accounts to easily track spending no matter how you pay.
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Link a bank. Add a card. Shop away.
Use your bank account or cards to spend or send cash almost anywhere. Shop with any major credit or debit card to earn points, miles, and other rewards.1
Track your purchases
Manage everyday PayPal transactions, from grocery bills to new clothes, in the app that makes it a breeze to monitor your payments in one place.
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Make Payments
Make business payments and access your funds
Simplify your business transactions when you send, spend, and move money with us.
Securely link to your bank
Easily move your money from PayPal to your bank account.
Conveniently make purchases
Use your PayPal balance to pay business expenses online and in person.1
Simply make payments
Save time and trouble by sending funds electronically.
New! Cash back business credit card
Earn unlimited 2% cash back on business purchases1 with the PayPal Business Cashback Mastercard® credit card. With no earning cap or annual fee2, it’s the simple, secure way to boost your spending power and build business credit.
More about the business credit card
A debit card that pays you back
The PayPal Business Debit Mastercard® lets you access your PayPal balance instantly—without an annual fee or credit check.3 And you can earn unlimited 1% cash back on eligible purchases.4
More about the Business Debit Mastercard
Payouts
Send disbursements to multiple people and places at the same time. Payouts can be received by recipients in 96 countries and 24 currencies.
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Send money
Pay contractors and vendors directly from your account. You can also easily schedule transfers from your balance.3
Learn how to send money
6 ways to help address a cash flow crunch
Learn about tactics for handling a cash flow issue.
Read about cash flow
11 ways to help speed up the collection of payments
Learn about creative ways to deal with delayed receivables.
Speed up payments
How to get a small business loan
Learn about the five phases of how to apply for a small business loan.
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Everything starts with your Business account
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1 Purchases and other transactions subject to credit approval. See the Business Cash Rewards Terms and Conditions for details. To earn Business Cash Rewards on eligible purchases, you must have an open Business account with PayPal to which your Business Card is linked. If your Business account with PayPal is closed for any reason, you will no longer be able to earn Business Cash Rewards and will forfeit any remaining Business Cash Rewards balance.
2 Terms and Conditions. You must have a PayPal Business account to apply for a PayPal Business Cashback Mastercard. When you click “Apply Now,” you will be prompted to log in to PayPal. If you do not currently have a PayPal Business account, you will need to open one to apply.
The PayPal Business Cashback Mastercard is issued by WebBank pursuant to a license by Mastercard International and serviced by Concerto Card Company. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
3 You must have a PayPal Business account or PayPal Balance account to maintain and use money with PayPal.
4 You'll receive unlimited 1.0% cash back on eligible purchases when your PayPal Business Debit Mastercard purchase is completed as a credit transaction by phone, online, or in stores. Transactions eligible for bonus cash back include: credit transactions which you sign for and which are processed by Mastercard. Transactions that are not eligible for the cash back offer include but are not limited to: transactions processed as cash withdrawals, cash advances, or those using a PIN or transactions that the merchant processes as PIN-less debit. Additionally, you’ll only receive cash back when your monthly earned cash back is at least $1.00. Cash back earned that’s less than $1.00 that month will not be awarded and will not carry over to the next month. See Cardholder Agreement for complete details.