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from Credit Karma members Most helpful positive reviewGreat Cash BackCredit Karma Member I had a score around 600, and was approved for a $2000 credit limit. I also got the $200 cash back bonus after spending $500. Most helpful negative reviewAbsolutely Insulted by Credit OfferingsCredit Karma Member DO NOT GET THIS CARD. I have been a Capital One card user for 3 years and I only received one credit line increase by $200 - my limit is now at $500. I have a six figure salary and find it insulting that I do not have a higher limit with my excellent credit score. The customer support service - and don’t get me started on getting in contact with a human, it took me 25 minutes to actually speak with someone - told me that the only way to get an increase would be to make an inquiry that would affect my score. I am completely confused as to why I have to make a request for a higher credit line, but I didn’t have to take any action to be approved for an upgraded card. I have credit lines that are thousands of dollars, and I am disappointed that the card I have had the longest has denied me of a higher line of credit. I was advised not to get this card but I tried it out anyway. It’s obvious to say that I would never recommend this card to anyone I know. Member ratingsAll member reviews (983)5 stars 524 4 stars 160 3 stars 58 2 stars 43 1 stars 198 Credit Karma Member I got approved for $1,000 and spent $500 in 3 months and got $200 bonus from them. They gave me a increase of $3,000. It instantly approves when I purchase items. This is one of my go to cards. Credit Karma Member Got approved for a $7000 limit with my odds being "very good" and my credit scores being 712/711. Hard inquiry dropped me only 1 point which is also great ! Credit Karma Member At least for me, this was one of the first cards I applied for when I was rebuilding my credit. Currently, credit karma lists my approval odds as fair, but my score is just shy of 800. I still have this card but rarely use it since my limit remains virtually unchanged since I got the card. Does have cash back which is pretty decent. Attempted to have limit raised and Cap1 denied since I don't use it that much. Credit Karma Member Card is a good everyday use card if you watch your credit usage and stay below 30% the lower the better keep the card paid in full and after time you can receive limit increases cash back is reasonably good the online app is one of the easiest I've ever used and you can set reminders of payment due dates immediate notifications on if your card is used an how much was spent card has really helped my credit I applied in the low 500 an now I'm right around the 800 plus mark Credit Karma Member they denied me dont know why yet have to wait on letter to come in mail but suprised i did because my score is 750 and income 40,000 Credit Karma Member My credit card as 680 when I got this card, approved for $1k. I’ve had other card around the same time as this one and was able to have credit increase In 6 months. It’ll be 1 year for me soon and still remains at $1k don’t get it not worth having. Credit Karma Member I got a credit increase in my first 6 months. From 1,000 up to now 3,500. I told my bf about it and they were instantly approved for 7,000. I use my card monthly for everything and pay it off weekly. I dont use my card until a week after my due date to give them time to report to credit bureau. Credit Karma Member Credit Karma offered this with an EXCELLENT chance of approval. I have a good credit score, but was denied. Waste of time. Credit Karma Member Automatic rejection (discover automatically approved me right after) with 785 score, 2 hard inquires in last few years, 13500 credit line, <3% utilization, 0 derogatory marks, no late payments, always fully paid, no housing payments, and a decent salary. Waste of an hard inquiry. Credit Karma Member Have very good credit and cards with $25K limit but was approved for a $500 credit limit. Seriously?Applied because I was getting mails regularly. Not worth. See Approval Odds before you applyWe’ll estimate your chances of approval based on your credit profile. Join today — it’s free! You’ll also get: Sign up
What credit score do you need for quicksilver one?The Capital One QuicksilverOne Rewards Credit Card is a good choice for people with just average credit. Applicants with at least a fair credit score (580 or higher) or little credit history have good chances for approval.
What is the starting limit for Capital One Quicksilver?The Quicksilver One card is for rebuilding credit where the Quicksilver card is for those with good credit. The minimum starting limit for the Quicksilver is $1000, and there's no annual fee. Both cards look almost identical.
Is Capital One quicksilver instant approval?It often takes only a minute to get approved for Capital One Quicksilver, if you apply over the phone or online. However, when they need to verify your information, that can extend up to 10 business days, but those situations are rare.
Do you need good credit for a quicksilver card?The main differences are that you can qualify for the QuicksilverOne with fair credit (580-740 FICO score) instead of the good-to-excellent credit (670-850 FICO score) needed for the Quicksilver Cash, and the QuicksilverOne has a higher ongoing APR rate (26.99 percent, variable).
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Is it hard to get approved for capital one quicksilver
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