How do i get my access number for navy federal

You can manage your username anytime in either of our digital banking channels using the Profile & Settings feature. From Profile & Settings you can also manage your password and password reset question.

Table of Contents Show

Get the Most from Your Membership
Better Banking at Your Fingertips
Money Management Made Easy
Connect with Us
Tools for Your Financial Success
Savings & Investments
Credit Cards
Mortgages & Home Equity
Student Loans
We Serve Where You Serve
Disclosures
What is your access number?
Is an access number the same as an account number?
How do I give access to Navy Federal?

Using My Access Number

Your Access Number is used to identify you in a branch or on the phone.

You can view your Access Number in either of our digital banking channels from the Profile & Settings section.

Access Number and Username for Digital Banking

Your Access Number is a unique member identifier assigned when you join Navy Federal. It’s used to identify you in a branch or by phone.

Your Username is used to sign into digital banking, using either online or mobile.

Requirements for Creating a Username for Digital Banking

Your Username must be 6 to 32 characters in length and must contain at least one letter and one number. Using one or more of the following special characters is suggested: # $ % ' ^ , ( ) * + . : | ? @ / ] [ _ ` { } ! ; - ~

The following may not be part of your username: your access number, account number, first or last name, any part of your email address, last 4 of your social security number, your date of birth, any inappropriate words or phrases, any accent characters or blank spaces.

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Welcome to Navy Federal

Get the Most from Your Membership

Better Banking at Your Fingertips

Sign up for digital banking*. Check out online banking and download our mobile app to make managing your money quick and easy.

Remember your Access Number—it's your key to Navy Federal. You’ll need it to identify yourself in branch, on the phone and the first time you sign in to digital banking. If you don’t have your Access Number, you can recover it.
Never miss a payment with free, online Bill Pay.
Easily transfer money to another member. Transferring money to non-members? Zelle®1 makes it easy to send money to family and friends in minutes.

Money Management Made Easy

We have the tools you need to keep your financial plans on track.

Set up Direct Deposit for quicker access to your pay. Our routing number is 256074974.
Activate your debit card in seconds using digital banking.
Go paperless and secure your statements—it’s easy, convenient and you can access up to three years of statements.

Connect with Us

We're here, no matter where you are. There are a variety of ways to get in touch with us.

Visit us at one of over 300 branches worldwide—many of which are on or near military installations
We’re here 24/7/365—there’s always a stateside member rep ready to help you. Get your questions answered in real-time with online chat or call us today.
We want to stay connected with our members. Join the conversation on Facebook, Twitter and Instagram.
Learn the different ways you can bank with us through the app, online, at a branch and more.

Tools for Your Financial Success

Your financial goals are our priority. Since you’re a part of our family, we want to provide you with a lifetime of knowledge and support so you can reach them. Here are some topics to help you start learning.

Savings & Investments

Savings Made Simple

Manage Your Money
Saving for Your Future
Increase Your Savings Savvy

Learn More about saving money Explore Our Products to learn more about Navy Federal's savings options.

Credit Cards

Take Charge of Your Credit

How Credit Cards Work
Improve Your Credit
Reduce Your Debt

Learn More about credit cards Explore Our Products to find your next credit card

Mortgages & Home Equity

Home Ownership Essentials

Are You Ready to Buy?
Mortgage Options
Refinance Your Home

Learn More about buying a home Explore Our Products to learn more about Navy Federal's mortgage and equity offerings

Auto Loans

Stop Dreaming, Start Driving

How Much Can I Afford?
Get the Best Value
New, Used or Leased?

Learn More about auto loans Explore Our Products to find the right auto loan for you

Student Loans

Plan & Pay for College

Saving for College
Understand Student Loans
Graduate from Debt

Learn More about paying for college Explore Our Products to learn more about how Navy Federal can help you pay for school

We Serve Where You Serve

Finding a nearby branch or no-fee ATM couldn’t be easier. Use our locator tool to find one close to you.

Learn More about our branch locations

Still have questions? Visit our Membership FAQs.

Disclosures

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Zelle® is available to bank account holders in the U.S. only. To receive money in minutes, the recipient's email address or U.S. mobile number must already be enrolled with Zelle®. Zelle® and the Zelle®-related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Note: This service is not intended to replace the current member-to-member transfer options Navy Federal offers. It is available for members who do not have the option to complete an internal transfer or an ACHO (Automated Clearing House Operation) with an account and routing number. Members can also send funds to non-Navy Federal members.

What is your access number?

With a modem, an access number is the phone number and additional required codes to dial-up and connect to another computer. With an ATM, the access number is the pin used to access the account.