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Getting car insurance without a license can be difficult and more expensive, but it's possible. Learn when it makes sense to insure a car you don’t drive. (Shutterstock) Getting car insurance even if you don’t have your driver’s license can be a good idea in many circumstances. For example, you may want to keep insurance on your vehicle to avoid a lapse in coverage. Or, you might want to purchase an auto insurance policy for your child who’s under 18. Regardless of your reason for wanting to insure a vehicle without a license, having car insurance is essential since it can protect your vehicle — or a loved one’s vehicle — against damage or theft. Here’s what you need to know about getting car insurance without a license. Visit Credible to learn more about car insurance and get quotesfrom top carriers.
Can you insure a car without a driver’s license?Yes, it’s possible to get car insurance without a driver’s license. But keep in mind that your coverage options will likely be limited — some insurers don’t allow unlicensed drivers to purchase policies. Plus, depending on the state you live in, you may be required to add a minimum of one licensed driver to a policy. How to get car insurance without a driver’s licenseYou can get car insurance without a license by taking the following steps:
Credible makes it easy to compare car insurance quotes from various carriers, all in one place. Does it cost more to insure a car without a license?Yes, insuring a car can cost more if you don’t have a valid driver’s license. If you’re new to driving, an insurer will likely charge you a higher rate. You may also pay a higher amount if your license has been suspended. When does it make sense to insure a car you can’t drive?While it’s understandable that you may not want to buy insurance for a car you can’t drive, doing so can be a good idea in the following situations:
If you’re ready to buy car insurance, visit Credible to compare car insurance quotes in minutes. Do I need a US driver license to get car insurance?As long as you have a valid license to drive in the United States, you can purchase car insurance. And you don't necessarily need to have a license issued in the U.S. Depending on where you're from and which states you'll be driving in, you may be able to use your foreign license after arriving in the United States.
Can you get car insurance without a license in Colorado?Can I get car insurance without a driver's license? Yes, you can buy insurance and register a car even if you don't have a driver's license, but it's not always easy. You will likely need to list yourself as an excluded driver on the policy, and some insurers still might not sell you a policy.
Can I get car insurance without a license in NC?One option available to you is to buy a non owners car insurance policy. This type of policy can be issued to a driver without a vehicle, and due to the licensing requirements in North Carolina, many companies issue these policies to unlicensed drivers who are looking to obtain a license.
Can you register a car without a license in Ky?Registering a Car Without a License
First, you can register your vehicle under your business entity's name for business purposes. With this, anyone who drives the car needs to be licensed, but you get to keep the vehicle's sole ownership. If you intend to buy a vehicle as a gift, you can register it under their name.
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