Chase bank business credit card phone number

Best Chase Business Credit Cards

Best for the Benefits

Ink Business Preferred® Credit Card

Up to 3X Reward Rate

Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable andRead More

Welcome Bonus

Earn 100,000 bonus points

Regular APR

18.99% - 23.99% Variable

Credit Score

Excellent, Good (700 - 749)

Why We Picked It

Frequent business travelers who spend generously within the bonus categories will find extreme value in this card.

Pros & Cons

• Remarkable welcome bonus
• No foreign transaction fee
• Employee cards at no additional cost
• Rewards for common business expenses

• Has annual fee
• Very high cash advance fee
• Very high balance transfer fee

Card Details

• Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That’s $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
• Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
• With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
• With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
• Redeem points for cash back, gift cards, travel and more – your points don’t expire as long as your account is open
• Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
• Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.

Best for No Annual Fee Flat Rate Cash Back

Ink Business Unlimited® Credit Card

1.5% Reward Rate

Earn unlimited 1.5% Cash Back rewards on every purchase made for your business

Welcome Bonus

Earn $900 bonus cash back

Regular APR

16.24% - 22.24% Variable

Credit Score

Excellent, Good (700 - 749)

Why We Picked It

Busy business owners will appreciate this card's simple flat-rate rewards program which doesn't require time to manage and optimize.

Pros & Cons

• Unlimited 1.5% cash back rewards on purchases
• No annual fee
• Generous welcome bonus
• 0% Intro APR on purchases for 12 months
• Cash back awarded as Ultimate Rewards, which can be combined with Premium Chase credit card accounts for better reward redemption options

• High foreign transaction fees
• Not a good card for balance transfers

Card Details

• BEST OFFER EVER: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
• Earn unlimited 1.5% cash back on every purchase made for your business
• No Annual Fee
• Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
• Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
• With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
• With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
• 0% introductory APR for 12 months on purchases

Best Flat-Rate Cash Back Business Card

New Business Card! Ink Business Premier℠ Credit Card

Up to 5X Reward Rate

5% cash back on travel purchased through Chase Ultimate Rewards®, 2.5% cash back on purchases of $5,000 or more, andRead More

Welcome Bonus

$1,000 cash back

Regular APR

Flex for Business Variable APR: 17.24% - 25.24%

Credit Score

Good/Excellent (700 - 749)

Why We Picked It

The Chase Ink Business Premier is a charge card that offers big spending power for businesses that can pay in full each month, as well as a generous rewards rate on large purchases.

Pros & Cons

• Strong welcome offer
• 5% cash back on travel purchased through Chase Ultimate Rewards®, 2.5% cash back on every purchase of $5,000 or more, and 2% cash back on every other purchase
• No annual fee for employee cards
• Several travel and purchase protections

• High annual fee
• Designed to be paid in full each month
• Points can’t be transferred to airline or hotel programs
• Points can’t be transferred to other Ultimate Rewards-earning cards

Card Details

• Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
• Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.
• Travel Benefits: Unlimited 5% total cash back on travel purchased through Chase Ultimate Rewards, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
• Rich Rewards. Limitless Opportunities. With no minimum redemption amount, redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
• For businesses who prefer to pay their balance in full each month, Ink Business Premier gives access to increased spending power, rich rewards, and premium benefits.
• Pay off eligible purchases over time with interest up to assigned Flex for Business limit. All other purchases must be paid in full each month.
• Purchase with confidence with built-in protections like Fraud Protection, Zero Liability Protection, Purchase Protection, Cell Phone Protection, and Extended Warranty Protection.
• There’s no additional cost for employee cards. Monitor spend with digital tools like purchase alerts, set spending limits, reporting, and more.

Best for Hyatt Customers

World of Hyatt Business Credit Card

Welcome Bonus

60,000 Bonus Points

Regular APR

18.99% - 25.99% Variable

Credit Score

Excellent, Good (700 - 749)

Why We Picked It

The World of Hyatt Business Credit Card marries an ongoing earnings structure with the ability to use card spending as an extra boost toward earning status with the chain.

Pros & Cons

• Welcome bonus
• Solid earnings rates
• Automatic Discoverist status

• Annual fee
• Low earning rate for non-bonused spending
• Base level status with the card offers limited benefits

Card Details

• 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.
• 9 points total per $1 spent at Hyatt – 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
• 2 Bonus Points per $1 spent in your top three spend categories each quarter through 12/31/23, then your top two categories each quarter.
• 2 Bonus Points per $1 spent on fitness club and gym memberships
• 1 Bonus Point per $1 spent on all other purchases.
• Up to $100 in Hyatt statement credits – spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
• 5 Tier-Qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year.
• World of Hyatt Discoverist status for as long as your account is open. Plus, Discoverist status to up to five employees

Best for Targeted Cash Back Rewards

Ink Business Cash® Credit Card

Up to 5% Reward Rate

Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cableRead More

Welcome Bonus

Earn $900 bonus cash back

Regular APR

16.24% - 22.24% Variable

Credit Score

Excellent, Good (700 - 749)

Why We Picked It

Offers enticing cash rewards for those with significant business-related spending, with an added bonus of 0% introductory APR on purchases for the first 12 months of opening your account.

Pros & Cons

• No additional fee for employee cards
• High rewards rates in select bonus categories
• Generous welcome bonus

• Very high fee for cash advances & balance transfers
• Spending cap on bonus categories
• Low rewards rates outside of bonus categories

Card Details

• BEST OFFER EVER: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
• Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
• Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
• With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
• With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
• No Annual Fee
• Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
• 0% introductory APR for 12 months on purchases

Best for United Flyers

United℠ Business Card

Up to 2x Rewards Rate

Earn 2 miles per $1 spent on United purchases, dining (including eligible delivery services), at gas stations, office supply stores,Read More

Welcome Bonus

75,000 bonus miles

Annual Fee

$0 intro annual fee for the first year, then $99

Regular APR

19.49% - 26.49% Variable

Credit Score

Good, Excellent (700 - 749)

Why We Picked It

The United Business Card combines a solid set of benefits, a moderate annual fee and a large welcome bonus.

Pros & Cons

• Robust set of travel perks and benefits
• Option to earn annual bonus miles and credits
• No foreign transaction fee
• Employee cards at no additional cost

• High standard APR
• No intro APR offer
• High penalty APR
• Very high balance transfer and cash advance fees

Card Details

• Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
• $0 introductory annual fee for the first year, then $99.
• Receive a 5,000-mile “better together” bonus each anniversary when you have both the UnitedSM Business Card and a personal Chase United® credit card.
• Earn 2 miles per $1 spent on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
• Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost – miles earned from their purchases accrue in your account so you can earn rewards faster.
• Enjoy a free first checked bag – a savings of up to $140 per roundtrip (terms apply), 2 United ClubSM one-time passes per year, and priority boarding privileges.
• Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.
• $100 United® travel credit after 7 United® flight purchases of $100 or more each anniversary year.

Best for Fervent Southwest Passengers

Southwest® Rapid Rewards® Performance Business Credit Card

Up to 4X Reward Rate

Earn 4 points per $1 spent on Southwest® purchases. Earn 3 points per $1 spent on Rapid Rewards® hotel andRead More

Welcome Bonus

Earn 80,000 points

Regular APR

18.99% - 25.99% Variable

Credit Score

Excellent, Good (700 - 749)

Why We Picked It

Frequent fliers on Southwest will have a hard time finding a better deal than the Southwest Rapid Rewards® Performance Business Credit Card. The massive welcome bonus will get you most of the way to that beautiful companion pass, and the ongoing rewards and perks are world-class. It's well worth the hefty annual fee, and then some.

Pros & Cons

• No foreign transaction fee
• Earn A-list status faster
• Rich set of flight benefits

• High balance transfer fee, late fee and penalty APR
• Base rewards rate is only 1 point per $1 spent
• No intro APR offer

Card Details

• Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.
• 9,000 bonus points after your Cardmember anniversary.
• Earn 4X points on Southwest® purchases.
• Earn 3X points on Rapid Rewards® hotel and car partners.
• Earn 2X points on rideshare.
• Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.
• 4 Upgraded Boardings per year when available.
• Global Entry or TSA PreCheck® Fee Credit.

Best Southwest Business Card With Sub-$100 Annual Fee

Southwest® Rapid Rewards® Premier Business Credit Card

Up to 3x Reward Rate

Earn 3 points per $1 spent on Southwest® purchases. Earn 2 points per $1 spent on Rapid Rewards® hotel andRead More

Welcome Bonus

Earn 60,000 points

Regular APR

18.99% - 25.99% Variable

Credit Score

Excellent (750 - 850)

Why We Picked It

Here is the card of choice for business fliers on Southwest who want to earn rewards, but don't want to pay a higher annual fee for some extra perks. The signup bonus will get you halfway to the cherished companion pass, and you'll earn tier qualifying points toward A-list status.

Pros & Cons

• Generous welcome bonus
• High rewards rate on several methods of travel
• Annual 6,000 points bonus

• Southwest Rapid Rewards Premier Business Card annual fee
• Travel insurance protections limited to baggage
• Increased point earnings on hotel and car rentals are limited to Rapid Rewards partners

Card Details

• Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
• 6,000 bonus points after your Cardmember anniversary.
• Earn 3X points on Southwest Airlines® purchases.
• Earn 2X points on Rapid Rewards® hotel and car partners.
• Earn 2X points on rideshare.
• 1 point per $1 spent on all other purchases.
• 2 EarlyBird Check-In® each year.
• Earn unlimited tier qualifying points towards A-List status.

Methodology

This list includes all of Chase’s Business credit cards because they all merit consideration for various types of businesses. The best Chase Business cards were given rankings based on welcome bonuses, fees, rewards and other perks. That said, what is best for the majority of business owners and operators might not be right for you. Conduct informed research before deciding which cards will best help you achieve your financial goals.

Best Chase Business Credit Cards

How To Pick a Chase Business Credit Card

Finding the best credit card for your business needs can feel overwhelming. First, don’t assume each credit card’s basic features or fee structures are the same. For instance, some of the cards on this list charge foreign transaction fees and some don’t. Many offer fraud protection and free employee cards, but not all offer flexible points so not all cards offer the same bonus rewards and redemption options.

Most business owners and operators will want to analyze their business’ spending before settling on a card that earns rewards to see which card is likely going to offer the greatest return on their spending.

Some questions to consider include: Does your business spend in categories like office supplies? Does your business use an automatic bank transfer to pay other expenses in categories like utilities? Many business vendors have a credit card processing fee surcharge if paying invoices with a card, so it may not make financial sense to pay your vendors by card in some cases.

Frequently Asked Questions

Which is the best Chase Business credit card?

Which business credit card will be right for your business is a question only you can answer. Whether or not your business needs a credit card that provides certain benefits over others or earns rewards based on specific or all-around spending are among some of the decisions you’ll make while finding the right business credit card for your operation’s needs.

How is a business credit card different from a personal credit card?

A business credit card is designed for business use—this means rewards, benefits and offers are tailored to the needs of businesses. Credit card issuers also consider a business’ finances during the approval process, so the ways in which applicants are considered for business versus personal cards are different as well. Business cards also lack consumer protections like those given in the CARD Act.

Do I need an EIN to apply for a business credit card?

No. In many cases, applying with a Social Security number as a sole proprietor instead of an Employer Identification Number (EIN) as some other form of business entity will suffice for a business credit card application. Applications may, however, have specific requirements and these requirements are likely to vary issuer to issuer.

Will a business credit card impact my personal credit?

It can. Hard inquiries usually generate on the personal credit report of the applicant for any given business credit card. Whether or not and how the account and payment history or other factors of a business credit card show on the personal credit report and not only the business credit report varies from issuer to issuer, but the bottom line is that a business credit card can and often does impact a personal credit report.

Do I need positive revenue to receive approval for a business credit card?

Not necessarily. Lenders and card issuers consider a number of factors when deciding to approve a credit card application. These factors may include revenue, but banks might also consider assets, other liabilities and cash solvency.

Other Credit Cards To Be Considered

Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. Past performance is not indicative of future results.

Forbes Advisor adheres to strict editorial integrity standards. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. The opinions expressed are the author’s alone and have not been provided, approved, or otherwise endorsed by our partners.

How do I contact Chase by credit card?

What is the Chase business customer service number?

How do I speak to someone at Chase on the phone?

What is the phone number for Chase credit card payments?