Rating image, 4.50 out of 5 stars.
Credit Score:
Good/Excellent (670-850)
Info IconCircle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Intro APR
Purchases: 0%, for 15 months
Balance Transfers: 0%, for 15 months
Regular APR
17.99% - 27.99% Variable
Welcome Offer Info IconCircle with letter I in it. $200 cash bonus after you spend $500 on purchases within 3 months from account opening
$200
One of the most versatile and flexible cash-back cards we've seen. The long 0% intro APR makes the offer hard to pass up, especially if you're wanting to keep a one-card wallet that packs in a rich rewards program.
- Competitive sign-up bonus
- Solid cash back rate on every purchase
- No annual fee
- Great intro APR
- No bonus categories
- One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- $0 annual fee and no foreign transaction fees
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases and balance transfers for 15 months; 17.99%-27.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Top perks
$200 cash bonus
New cardholders can earn a $200 bonus once $500 is spent on the card; this must be achieved within three months of the account opening.
Unlimited 1.5% cash back
This offer is a "what you see is what you get" cash back card. Transactions made with the card, no matter the amount or product/service category, earns 1.5% cash back.
$0 annual fee
Capital One gives Quicksilver® cardholders a nice break from paying an annual fee.
0% intro APR for purchases and balance transfers
There’s no APR for new purchases and balance transfers for the first 15 months with this card. Note, there is a 3% balance transfer fee per transfer in the first 15 months.
Cash back never expires
The clock is never ticking on cash back, since it is valid for redemption as long as the customer maintains their account.
No minimum cash-back redemption
Another convenient, low-maintenance aspect of the card is that the cash back can be redeemed whenever the cardholder sees fit.
Alternatives to consider
- If you want a card that earns extra cash back: The Chase Freedom Flex℠ credit card is another great option that comes with a strong cash bonus offer. You can earn up to 5% cash back in rotating categories you activate that have previously included options like gas and restaurants. Categories rotate every quarter and there's a $1,500 quarterly spending cap.
- If you want to earn big in a category of your choosing: The Bank of America® Customized Cash Rewards credit card is good for cardholders wanting higher rewards on grocery spending, as well as a category of their choice. The card has a strong 0% intro APR offer, and also includes 3% cash back on gas or your chosen category, in addition to 2% at grocery stores and wholesale clubs (capped at $2,500 of spending in combined bonus categories). Existing Bank of America customers will also want to take a closer look since the bank's free Preferred Rewards program offers 25% to 75% bonus rewards.
Read more: Best Rewards Credit Cards
As of Oct. 10, 2022
Capital One Quicksilver Cash Rewards Credit Card | Chase Freedom Flex℠ | Bank of America® Customized Cash Rewards credit card |
Rating image, 4.50 out of 5 stars. 4.50 stars
Info IconCircle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for
you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. | Rating image, 5.00 out of 5 stars. 5.00 stars
Info IconCircle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for
you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. | Rating image, 4.50 out of 5 stars. 4.50 stars
Info IconCircle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for
you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. |
Apply Now for Capital One Quicksilver Cash Rewards Credit Card On Capital One's Secure Website. | Apply Now for Chase Freedom Flex℠ On Chase's Secure Website. | Apply Now for Bank of America® Customized Cash Rewards credit card On Bank of America's Secure Website. |
Read Full Review | Read Full Review | |
Credit Rating Requirement: Good/Excellent (670-850)
Info IconCircle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending
decisions. | Credit Rating Requirement: Good/Excellent (670-850)
Info IconCircle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending
decisions. | Credit Rating Requirement: Good/Excellent (670-850)
Info IconCircle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending
decisions. |
Welcome Offer: Welcome Offer info $200 cash bonus after you spend $500 on purchases within 3 months from account opening $200 | Welcome Offer: Welcome Offer info Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening! $200 bonus | Welcome Offer: Welcome Offer info $200 online cash rewards bonus after making at least $1,000 in purchases within the first 90 days of account opening $200 cash rewards |
Rewards Program: 1.5% cash back | Rewards Program: Info IconCircle with letter I in it. 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Plus, earn 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases. 1% - 5% cash back | Rewards Program: Info IconCircle with letter I in it. 3% cash back in your choice category, 2% at grocery stores & wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), 1% on all other purchases. 1% - 3% cash back |
Intro APR: Purchases: 0%, for 15 months Balance Transfers: 0%, for 15 months | Intro APR: Purchases: 0% Intro APR on Purchases, 15 months Balance Transfers: 0% Intro APR on Balance Transfers, 15 months | Intro APR: Intro APR Tooltip 0% Intro APR for 18 billing cycles for any purchases, or any balance transfers made in the first 60 days Purchases: 0%, 18 billing cycles Balance Transfers: 0%, 18 billing cycles |
Regular APR: 17.99% - 27.99% Variable | Regular APR: 17.24% - 25.99% Variable | Regular APR: 16.99% - 26.99% Variable |
Annual Fee: $0 | Annual Fee: Annual Fee Tooltip N/A $0 | Annual Fee: $0 |
Highlights:
| Highlights:
| Highlights:
|
Apply Now for Capital One Quicksilver Cash Rewards Credit Card On Capital One's Secure Website. | Apply Now for Chase Freedom Flex℠ On Chase's Secure Website. | Apply Now for Bank of America® Customized Cash Rewards credit card On Bank of America's Secure Website. |
Show More Show Less |