Can you get cash back with discover credit card

Several years ago, the Discover Card unified all of its products under the “Discover it” brand, which is essentially a platform for all of its cards. These cards share many of the same features and benefits including no annual fee, no foreign transaction fees and no penalty fee on your first late payment.

Discover it cards offer cash-back rewards, and all cards are eligible to receive the Cashback Match at the end of your first year. Other benefits include access to your free Credit Scorecard with your FICO® Credit Score, as well as a suite of tools to help prevent fraud and identity theft.

You can use your Discover card to receive cash at checkout from a number of major retailers, without incurring cash advance fees or paying a higher interest rate. On the other hand, the Discover card no longer offers many benefits that you might be accustomed to receiving from your credit card, such as rental car insurance, purchase protection and extended warranty coverage.

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The Discover it® Cash Back credit card is a good (but not great) cash-back card. Its customer service and first-year cash-back match stand out as its best features. The 1% ongoing cash-back rewards, however, make it a second-tier rewards card.

Can you get cash back with discover credit card

Can you get cash back with discover credit card

Can you get cash back with discover credit card

Earn Unlimited 2x miles on every purchase, every day. Earn Unlimited 2x miles on every purchase, every day

15.74% - 26.74% Variable APR *Rates as of December 15, 2022

18.24% - 28.24% (Variable)

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Blue Cash Preferred® Card from American Express

Partner Offer

Can you get cash back with discover credit card
Apply Now →

On American Express's Website

$0 intro annual fee for the first year, then $95

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.


Is The Discover it Cash Back Card For You?

If you’re looking for a no-annual-fee rewards card that can earn high rewards in certain areas of spending, the Discover it® Cash Back card could be an option. But this is a card best paired with one that earns higher rewards than 1% on all your spending outside of the quarterly bonus categories.

To view rates and fees for the Blue Cash Preferred® Card from American Express please visit this page.

Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.

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Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.

Annual fee

$0

Intro offer

Cashback Match™

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Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. You could turn $150 cash back into $300.

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Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. You could turn $150 cash back into $300.

Regular APR

15.74% - 26.74% Variable APR *Rates as of December 15, 2022

Recommended Credit Score

Good to Excellent (670 – 850)

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A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Can I get cash back with a credit card Discover?

Yes! Discover Card provides quick and easy options to get cash anytime and anywhere. You can get cash with your Discover card in three easy ways: (1) cash advance into checking, (2) ATMs, and (3) banks and credit unions.

How do you get your cashback from Discover?

Redeem any amount, any time1..
CASH. Deposit any amount into your bank account or apply to your Discover bill as a statement credit..
Pay with Rewards. Use at checkout at Amazon.com2 and with PayPal3..
GIFT CARDS. Get gift cards starting at only $5. ... .
CHARITY. Make a difference and donate to a charitable cause..

Can I use my Discover card at any ATM?

ATM: You can withdraw cash from your credit card account using an ATM. However, you must set up a PIN with your credit card issuer. Using your PIN and the cash advance option, you can insert your credit card at any qualifying ATM to access funds immediately.

How much cash back do you get with Discover Card?

With your Discover it card, you automatically earn unlimited 1% cash back on all purchases. Earn 5% cash back at different places each quarter, when you activate. NOW: Earn 5% at Grocery Stores, Drug Stores, and Select Streaming Services, now – March 31, 2023, on up to $1,500 in purchases, when you activate.