Can i deposit a money order at regions atm

Check Cashing Service

Check Cashing and Cash Solutions

You don’t have to have an account with Regions to cash checks.

Regions offers check cashing services — including handwritten, out-of-state, insurance, two-party, tax refunds, business, government and payroll — so you can get your cash immediately.

Its easy to enroll, and there are no fee surprises.

  • Simple customer enrollment process
  • Full-service check cashing — almost any check, in any amount — even hard-to-cash checks1
  • No account required
  • Pricing: percentage of check amount: 1% to 4% of check amount
  • Free load to Regions Now Card® when cashing a check

Regions Quick Guide to Check Cashing (pdf)

Fees, Terms and Conditions:

Branch Check Cashing Fee for Regions Checks2:

  • $25 or less (excluding Two-Party Business) — no charge
  • $25.01 or greater (excluding Two-Party Business) — 1% of check amount ($5 minimum fee and $20 maximum fee)
  • Two-Party Business — 4% of check amount ($5 minimum fee)

Branch Check Cashing Fee for Non-Regions Checks1:

  • Printed Payroll and Government Checks — 1.50% of check amount ($5 minimum fee)
  • Other Check Type (handwritten payroll, handwritten person-to-person, two-party consumer and business, refund anticipation, insurance-settlement checks, cashier's official checks, and money orders) — 4% of check amount ($5 minimum fee)

FAQ

When are the business day cutoff times for deposits and other transactions?

The end of the business day varies by location, but these are the normal cut-off times:

Cash and Non-Cash Deposits at a Branch – Closing time or no earlier than 4 p.m.

Non-DepositSmart ATM – Noon local time (Some non-DepositSmart ATMs have later cutoff times. You can find the actual hours posted on the ATM.)

DepositSmart ATMs – 8 p.m.

Contact Center (automated) – 8 p.m. CT

Contact Center (agent assisted) – Close of business

Online & Mobile (bill payments and transfers) – 8 p.m.


Regions Segments

Treasury Management

View Transcript

Deposit Guidelines

For your convenience and to enhance your depository experience, we encourage you to utilize our Depository Drop whenever possible. Regions provides bank deposit guidelines to serve our business clients more efficiently. Please follow these easy guidelines to help us process your deposits faster, provide better security, reduce the possibility of errors and help you avoid delays and higher service fees.

Watch the Regions Bank Branch Deposit Guidelines Video

Depository Drop

You don’t have to make your deposits during business hours. Regions Depository Drop is available 24 hours a day, seven days a week for your convenience. You can use Depository Drops during the day and on weekends.

  1. Follow the same branch deposit guidelines to prepare your deposit.
  2. Look For signage reflecting deposit processing times
  3. You can view deposit details via:
    • Receipt sent to your email
    • Previous day BAI report in iTreasury
    • Your Online Banking business profile
  4. If your deposit bag does not fit the small opening, ask a Regions branch associate for the key.

How to Prepare Check and Money Order Deposits:

  1. Ensure all items have been endorsed correctly.
  2. Arrange checks and money orders so they’re facing the same direction.
  3. Place checks in front and money orders in back and run an adding machine tab.
  4. Bundle checks and money orders in the same order as listed on the adding machine tape and secure with rubber bands.
  5. Place the adding machine tape on top.

How to Prepare Currency and Coin Deposits:

  1. Group bills by denomination in groups of 100 bills and secure with paper straps. (Standard, white Federal Reserve straps are preferred.)
  2. For partial groups, bundle bills in order of lowest to highest denomination and secure with a rubber band.
  3. Place all loose coins in an envelope.

How to Prepare Deposit Tickets:

  1. Use preprinted and encoded deposit tickets.
  2. Include the following information on deposit tickets:
    • Company name
    • Store number (location ID)
    • MICR line
  3. Fill out deposit tickets to include:
    • Date
    • Total for coin and currency, in the appropriate fields
    • Total of all checks
    • Total of coin, currency and checks
    • Amount of total deposit

How to Prepare Deposit Bags:

  1. Depository Drop:
    • Use clear, tamper-resistant, poly bags (dual-pocket preferred).
    • Place coin and currency in the upper pocket and checks and money orders in the lower pocket.
    • Verify that the amount of cash and checks matches the amount on the deposit slip.
    • Include one deposit slip in the bag and make sure it is visible.
    • Follow the directions provided to securely seal the bag.
  2. In-person deposits:
    • Deliver branch deposits in bags that are in good condition and easy for Regions associates to open.
    • Follow the guidelines for separating checks/money orders, currency and coin described above.

When your deposit is well prepared, we can serve you better and more efficiently, ensure improved security and reduce the possibility of errors and delays. Thank you for helping us provide you with the best possible deposit experience.

The site is operated or controlled by a third party that is unaffiliated with Regions. The privacy policies and security at the linked website may differ from Regions privacy and security policies and procedures. You should consult privacy disclosures at the linked website for further information.

Can you deposit money orders at Regions?

Use clear, tamper-resistant, poly bags (dual-pocket preferred). Place coin and currency in the upper pocket and checks and money orders in the lower pocket. Verify that the amount of cash and checks matches the amount on the deposit slip. Include one deposit slip in the bag and make sure it is visible.

Can I deposit a money order at an ATM?

Banks usually accept post office money orders like they would a regular check at branches, ATMs or even on a mobile app. Money orders from other sources may need to be deposited at a branch.

What banks let you deposit money orders?

However, if you receive a money order, it's helpful to know the best way to deposit it into your bank account..
Capital One. ... .
Chase. ... .
Citizens Bank. ... .
Santander. ... .
TD Bank. ... .
Wells Fargo..

Where can I cash a money order?

You can cash a USPS money order at a Post Office for free. You can also cash them at most banks and some stores. Rural carriers may cash money orders if they have enough money on hand.