Disclaimers
You may receive a messaging service on weekends and holidays from April 1 to September 30. Please leave a message and your call will be returned the next business day. Please note that our main customer service number presented above is the designated number for submitting oral requests for expedited appeals.
Blue Cross and Blue Shield of Kansas City’s Blue Medicare Advantage includes both HMO and PPO plans with Medicare contracts. Enrollment in Blue Medicare Advantage depends on contract renewal.
Blue Cross and Blue Shield of Kansas City is an independent licensee of the Blue Cross and Blue Shield Association. The HMO products are offered by Blue-Advantage Plus of Kansas City, Inc. and the PPO products are offered by Missouri Valley Life and Health Insurance Company, both independent licensees of the Blue Cross and Blue Shield Association, and wholly-owned subsidiaries of Blue Cross and Blue Shield of Kansas City.
Out-of-network/non-contracted providers are under no obligation to treat Blue Medicare Advantage members, except in emergency situations. Please call our Customer Service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.
Medicare beneficiaries may also enroll in Blue Medicare Advantage through the CMS Medicare Online Enrollment Center located at //www.medicare.gov. Medicare beneficiaries can also contact 1-800-MEDICARE, 24 hours a day, 7 days a week.
Flexible Content
Medigap (Medicare Supplement)
If you are enrolled in Medicare Part A and B (Original Medicare), Medigap plans can help fill the coverage gaps in Medicare Part A and Part B. Medigap plans are sold by private insurance companies and are designed to assist you with out-of-pocket costs (e.g., deductibles, copays and coinsurance) not covered by Parts A and B. These plans are available in all 50 states and can vary in premiums and enrollment eligibility. Medigap plans are standardized; however, all of the standardized plans may not be available in your area.
Costs
All Medigap plans require that you continue to pay your Part B premium and a separate premium for Medigap coverage. |
Some plans have deductibles. |
A copayment may apply to specific services. |
The percentage of coinsurance varies depending on plan. |
Limits and Considerations
Limits
Most of the time, Medigap coverage has no network limitations and is available anywhere that Medicare is accepted.
Things to Consider
- Some Medigap plans cover foreign travel emergency services.
- Once you are enrolled in a plan, it renews every year as long as you pay your premium and the plan is available.
Initial Enrollment Period
The Initial Enrollment Period is a limited window of time when you can enroll in Original Medicare (Part A and/or Part B) when you are first eligible. After you are enrolled in Medicare Part A and Part B, you can select other coverage options like a Medigap (Medicare Supplement) plan from approved private insurers. The best time to buy a Medigap policy is the six-month period that starts the first day of the month that you turn 65 or older and enrolled in Part B. After this period, your ability to buy a Medigap policy may be limited and it may be more costly. Each state handles things differently, but there are additional open enrollment periods in some cases.
How to Enroll
You must first enroll in Medicare Part A and Part B before joining a Medigap (Medicare Supplement) plan. Contact your local Blue Cross Blue Shield
company for help choosing a Medigap (Medicare Supplement) plan and getting enrolled.
Open Enrollment Period
The open enrollment period for Medicare runs from October 15 through December 7 on an annual basis, however, this is not the case for individuals interested in Medigap (Medicare Supplement) coverage. The open enrollment period for a Medigap policy is the six-month period that starts the first day of the month that you turn 65 or older and enrolled in Part B. After this period, your ability to buy a Medigap policy may be limited and it may be more costly. Each state handles things differently, but there are additional open enrollment periods in some cases.
Note: Once you are enrolled in a Medigap (Medicare Supplement) plan, it renews every year as long as you pay your premium and the plan is available.
About Your Benefits
Kansas Senior Plans-C, C Select, G, G Select, and N are State of Kansas Medigap policies administered by Blue Cross Blue Shield of Kansas and are designed to lower costs for Medicare-eligible Direct Bill members, spouses, and/or dependents.
NOTE: Due to CMS regulations, if you become Medicare eligible in 2020 or after, Senior Plan C and C Select will not be options for you to enroll in.
Members that enroll in one of the Kansas Senior Plans can choose to enroll in one of the SilverScript Part D prescription drug plans or they can purchase Part D prescription drug coverage on the Private Market.
The Kansas Senior Plans are part of the 10 standardized Medicare supplement insurance plans. They have the same medical benefits as any other Medicare Supplement Plan. Medicare Supplement Insurance exists to help fill the gaps that Medicare approves but does not pay. Unlike individual medigap policies such as Plan 65, the Kansas Senior Plans are group rated rather than individually age rated. The Kansas Senior Plans offer optional prescription drug, dental and vision benefits while most individual policies offer only medical benefits. The retiree and any Medicare Eligible Dependents must be enrolled in Medicare Part A and Medicare Part B.
2022 Information
- Kansas Senior Plan Videos
- Kansas Senior Plans Brochure
- Summary of Benefits - Senior Plan C
- Summary of Benefits - Senior Plan C Select
- Summary of Benefits - Senior Plan G
- Summary of Benefits - Senior Plan G Select
- Summary of Benefits - Senior Plan N
2021 Information
- Kansas Senior Plans Brochure
- Summary of Benefits - Senior Plan C Certificate
- Summary of Benefits - Senior Plan C Select Certificate
- Summary of Benefits - Senior Plan G Certificate
- Summary of Benefits - Senior Plan G Select Certificate
- Summary of Benefits - Senior Plan N Certificate