Blue cross blue shield of kansas medicare supplement plans

Q: Who is the best Medicare Supplement provider?

Heres how the top Medicare Supplement Insurance companies stand out in 2022: Best for Medigap plan options: AARP/UnitedHealthcare Medicare Supplement Insurance. Best for member satisfaction: Mutual of Omaha Medicare Supplement Insurance. Best for low premiums: Aetna Medicare Supplement Insurance.

Disclaimers

Table of Contents Show

Medigap (Medicare Supplement)
About Your Benefits
2022 Information
2021 Information
Who is the best Medicare Supplement provider?
What are the top 3 Medicare plans?
Which Medicare Supplement plan is the most popular?
What is the best medical plan for Medicare?

You may receive a messaging service on weekends and holidays from April 1 to September 30. Please leave a message and your call will be returned the next business day. Please note that our main customer service number presented above is the designated number for submitting oral requests for expedited appeals.

Blue Cross and Blue Shield of Kansas City’s Blue Medicare Advantage includes both HMO and PPO plans with Medicare contracts. Enrollment in Blue Medicare Advantage depends on contract renewal.

Blue Cross and Blue Shield of Kansas City is an independent licensee of the Blue Cross and Blue Shield Association. The HMO products are offered by Blue-Advantage Plus of Kansas City, Inc. and the PPO products are offered by Missouri Valley Life and Health Insurance Company, both independent licensees of the Blue Cross and Blue Shield Association, and wholly-owned subsidiaries of Blue Cross and Blue Shield of Kansas City.

Out-of-network/non-contracted providers are under no obligation to treat Blue Medicare Advantage members, except in emergency situations. Please call our Customer Service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.

Medicare beneficiaries may also enroll in Blue Medicare Advantage through the CMS Medicare Online Enrollment Center located at http://www.medicare.gov. Medicare beneficiaries can also contact 1-800-MEDICARE, 24 hours a day, 7 days a week.

Flexible Content

Medigap (Medicare Supplement)

If you are enrolled in Medicare Part A and B (Original Medicare), Medigap plans can help fill the coverage gaps in Medicare Part A and Part B. Medigap plans are sold by private insurance companies and are designed to assist you with out-of-pocket costs (e.g., deductibles, copays and coinsurance) not covered by Parts A and B. These plans are available in all 50 states and can vary in premiums and enrollment eligibility. Medigap plans are standardized; however, all of the standardized plans may not be available in your area.

Costs

Premium	All Medigap plans require that you continue to pay your Part B premium and a separate premium for Medigap coverage.
Deductible	Some plans have deductibles.
Copays	A copayment may apply to specific services.
Coinsurance	The percentage of coinsurance varies depending on plan.

Limits and Considerations

Limits

Most of the time, Medigap coverage has no network limitations and is available anywhere that Medicare is accepted.

Things to Consider

Some Medigap plans cover foreign travel emergency services.
Once you are enrolled in a plan, it renews every year as long as you pay your premium and the plan is available.

Initial Enrollment Period

The Initial Enrollment Period is a limited window of time when you can enroll in Original Medicare (Part A and/or Part B) when you are first eligible. After you are enrolled in Medicare Part A and Part B, you can select other coverage options like a Medigap (Medicare Supplement) plan from approved private insurers. The best time to buy a Medigap policy is the six-month period that starts the first day of the month that you turn 65 or older and enrolled in Part B. After this period, your ability to buy a Medigap policy may be limited and it may be more costly. Each state handles things differently, but there are additional open enrollment periods in some cases.

How to Enroll

You must first enroll in Medicare Part A and Part B before joining a Medigap (Medicare Supplement) plan. Contact your local Blue Cross Blue Shield company for help choosing a Medigap (Medicare Supplement) plan and getting enrolled.

Open Enrollment Period

The open enrollment period for Medicare runs from October 15 through December 7 on an annual basis, however, this is not the case for individuals interested in Medigap (Medicare Supplement) coverage. The open enrollment period for a Medigap policy is the six-month period that starts the first day of the month that you turn 65 or older and enrolled in Part B. After this period, your ability to buy a Medigap policy may be limited and it may be more costly. Each state handles things differently, but there are additional open enrollment periods in some cases.

Note: Once you are enrolled in a Medigap (Medicare Supplement) plan, it renews every year as long as you pay your premium and the plan is available.

About Your Benefits

Kansas Senior Plans-C, C Select, G, G Select, and N are State of Kansas Medigap policies administered by Blue Cross Blue Shield of Kansas and are designed to lower costs for Medicare-eligible Direct Bill members, spouses, and/or dependents.

NOTE: Due to CMS regulations, if you become Medicare eligible in 2020 or after, Senior Plan C and C Select will not be options for you to enroll in.

Members that enroll in one of the Kansas Senior Plans can choose to enroll in one of the SilverScript Part D prescription drug plans or they can purchase Part D prescription drug coverage on the Private Market.

The Kansas Senior Plans are part of the 10 standardized Medicare supplement insurance plans. They have the same medical benefits as any other Medicare Supplement Plan. Medicare Supplement Insurance exists to help fill the gaps that Medicare approves but does not pay. Unlike individual medigap policies such as Plan 65, the Kansas Senior Plans are group rated rather than individually age rated. The Kansas Senior Plans offer optional prescription drug, dental and vision benefits while most individual policies offer only medical benefits. The retiree and any Medicare Eligible Dependents must be enrolled in Medicare Part A and Medicare Part B.

2022 Information

Kansas Senior Plan Videos
Kansas Senior Plans Brochure
Summary of Benefits - Senior Plan C
Summary of Benefits - Senior Plan C Select
Summary of Benefits - Senior Plan G
Summary of Benefits - Senior Plan G Select
Summary of Benefits - Senior Plan N

2021 Information

Kansas Senior Plans Brochure
Summary of Benefits - Senior Plan C Certificate
Summary of Benefits - Senior Plan C Select Certificate
Summary of Benefits - Senior Plan G Certificate
Summary of Benefits - Senior Plan G Select Certificate
Summary of Benefits - Senior Plan N Certificate

Who is the best Medicare Supplement provider?

Here's how the top Medicare Supplement Insurance companies stand out in 2022: Best for Medigap plan options: AARP/UnitedHealthcare Medicare Supplement Insurance. Best for member satisfaction: Mutual of Omaha Medicare Supplement Insurance. Best for low premiums: Aetna Medicare Supplement Insurance.

What are the top 3 Medicare plans?

Local plans can be high-quality and reasonably priced. Blue Cross Blue Shield, Humana and United Healthcare earn the highest rankings among the national carriers in many states. Overall, Aetna Medicare ranks the best in the most (23) states.

Which Medicare Supplement plan is the most popular?

Plan F, Plan G and Plan N are the most popular types of Medicare Supplement plans. Medicare Supplement Plan F is the most comprehensive Medigap option available, providing beneficiaries with 100% coverage of Medicare-covered medical expenses after Original Medicare pays its portion.