Best life insurance policy without medical exam

Q: Can you get life insurance with high blood pressure?

Having high blood pressure wont disqualify you from getting life insurance, but your rates will depend on your blood pressure reading, whether your condition is being treated, and other health factors.

Q: Which type of life insurance which has no value?

Term life insurance It is sometimes called pure life insurance” because, unlike whole life insurance, theres no cash value to the policy. Its designed solely to give your beneficiaries a payout if you die during the term.

Companies
Table of Contents Show
Types of Policies Offered With No Medical Exam
Haven Life
Best Online Company
for No Medical Exam
- Policy: Haven Simple
- Policy type: Term (5, 10, 15, 20 years)
- Coverage: $25,000–$500,000
- Issue age: 20–55
- Medical exam: No
Ethos
Best for Term Life
With No Medical Exam
- Policy: Simplified issue term life
- Policy type: Term (10, 15, 20, 30 years)
- Coverage: $20,000–$2 million
- Issue age: 20–65
- Medical exam: No, but the application includes health questions
- Policy: Senior life insurance
- Policy type: Guaranteed issue whole life insurance for seniors
- Coverage: $1,000–$30,000
- Issue age: 66–85
- Medical exam: No
Mutual of Omaha
Best for Guaranteed Acceptance
With No Medical Exam
- Policy: Children’s whole life
- Policy type: Simplified issue whole life insurance
- Coverage: $5,000–$50,000
- Issue age: 14 days to 17 years
- Medical exam: No, but the application includes three health questions
- Policy: Senior whole life
- Policy type: Guaranteed issue whole life insurance
- Coverage: $2,000–$25,000 ($5,000–$25,000 in WA)
- Issue age: 45–85 (50–75 in NY)
- Medical exam: No
AAA
Best for Payout in
Waiting Period
- Policy: ExpressTerm
- Policy type: Term (10, 15, 20, 30 years)
- Coverage: $25,000–$500,000
- Issue age: 18–75
- Medical exam: No, but the application includes health questions
  and some may be required to complete a medical exam
- Policy: Simple Whole Life
- Policy type: Simplified issue whole life insurance
- Coverage: $5,000–$25,000
- Issue age: 15 days to 18 years
- Medical exam: No, but the application includes health questions
- Policy: Senior whole life
- Policy type: Guaranteed issue whole life insurance
- Coverage: Up to $25,000
- Issue age: 45–85
- Medical exam: No
Transamerica
Best for Shortest
Waiting Period
- Policy: Trendsetter LB
- Policy type: Term (10, 15, 20, 25, 30 years)
- Coverage: Up to $249,999
- Issue age: 18–80
- Medical exam: No, but the application includes health questions
- Policy: Trendsetter Super Series
- Policy type: Term (10, 15, 20, 25, 30 years)
- Coverage: Up to $99,999
- Issue age: 18–80
- Medical exam: No, but the application includes health questions
- Policy: Final Expense Solution Portfolio
- Policy type: Guaranteed issue whole life insurance
- Coverage: $1,000–$50,000
- Issue age: 0–85
- Medical exam: No, but the application includes health questions
AIG
Best for Living
Benefit
- Policy: Guaranteed Acceptance Whole Life Insurance
- Policy type: Guaranteed final expense life insurance for seniors
- Coverage: $5,000–$25,000
- Issue age: 50–80
- Medical exam: No
Prudential
Best for Veterans
- Policy: Veterans' Group Life Insurance
- Policy type: 5-year renewable life insurance
- Coverage: Up to $400,000
- Issue age: N/A
- Medical exam: No

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What is the best life insurance without medical exam?

Best No-Medical-Exam Life Insurance.

Best Overall: Nationwide..

Best for Online Application: Haven Life..

Best for Financial Stability: Guardian..

Best for High Coverage: Penn Mutual..

Fewest Complaints : Pacific Life Insurance..

Can you get life insurance with high blood pressure?

Having high blood pressure won't disqualify you from getting life insurance, but your rates will depend on your blood pressure reading, whether your condition is being treated, and other health factors.

Which type of life insurance which has no value?

Term life insurance It is sometimes called “pure life insurance” because, unlike whole life insurance, there's no cash value to the policy. It's designed solely to give your beneficiaries a payout if you die during the term.

What is the simplest form of life insurance?

Term insurance is the simplest form of life insurance. It pays only if death occurs during the term of the policy, which is usually from one to 30 years. Most term policies have no other benefit provisions.