Achieva credit union mobile deposit funds availability

Achieva credit union mobile deposit funds availability

Tap. Snap. Submit. Save time with mobile check deposits.

To help with social distancing measures for COVID-19 and reduce your need to visit a branch for deposits, we have changed our Mobile Deposit Limits:

Increased Personal Account Limits:

$10,000 daily deposit limit

$20,000 monthly deposit limit

Three items per day, 10 deposits per month

Increased Business Account Limits:

$20,000 daily deposit limit

$50,000 monthly deposit limit

Five items per day, 100 deposits per month

Mobile Deposit allows you to take pictures of the front and back (endorsed) of a check payable to you, and make a deposit to your account from your smartphone. You can save time and money by making deposits more quickly, and getting quicker access to your funds. Mobile Deposit is available for both personal and business members.

With Mobile Deposit, you'll enjoy:

  • Convenient, no-hassle banking
  • More time for your life
  • Quicker access to funds
  • Safe handling of checks
  • Peace of mind

Download the Members Choice Mobile Banking App

Achieva credit union mobile deposit funds availability

Achieva credit union mobile deposit funds availability

Download the app (MCCU Houston TX) to your smartphone and login to access your accounts. Whether logging in via the new Online or Mobile platform for the first time, you will be prompted to create security questions.

In the Apple App Store, there is also a version of the app available for Apple Watch so that you can quickly check available balances anytime.

FAQs about Mobile Deposits

In general, mobile deposit is available for personal and business account holders, who:

  • Are in good standing
  • Consumers must have an active account that has been open at least 30 days.
  • Business accounts must have an active account that has been open at least 60 days.
  • Have an active Online Banking username and password.

Mobile Deposit is a free service and included in your MCCU mobile app. Simply download the mobile app for Members Choice Credit Union. It’s available for all iOS and Android devices.

Yes. The link between your mobile device and our Mobile Deposit site uses SSL and 256-bit encryption technology, the industry standard, to ensure your deposits are transmitted safely and securely. Your scanned check is secure and protected through this link.

Members Choice Credit Union’s funds availability policy applies to mobile deposits. $100 of the deposit is immediately available with the remaining amount on hold for up to three days. If a deposit is made after 2:00 CST, the deposit will be processed the next business day (Saturday, Sunday and holidays are excluded). If there are issues with the quality of image, the amount, payees, endorsements, etc. we may notify you that your deposit is reversed pending submission of a new deposit.

To help with social distancing measures for COVID-19 and reduce your need visit a branch for deposits, we have changed our Mobile Deposit Limits:

Personal Accounts

  • $2,000 daily deposit limit $10,000 daily deposit limit
  • $5,000 monthly deposit limit $20,000 monthly deposit limit
  • Three items per day
  • 10 deposits per month

Business Accounts

  • $5,000 daily deposit limit $20,000 daily deposit limit
  • $20,000 monthly deposit limit $50,000 monthly deposit limit
  • Five items per day
  • 100 deposits per month

Disclosures

If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval including credit approval. 

Using the Achieva Credit Union Mobile banking app, our members can view account balances, transaction history, transfer money, pay bills, and easily locate our nearest branches and ATMs. Plus much more!

• View balances and transaction history of checking, savings, and credit card accounts
• View balances and transaction history of mortgage, auto loans, and other lines of credit
• Manage notifications of account activities
• Transfer money between your Achieva Credit Union accounts
• Securely send and receive money to and from accounts out of Achieva Credit Union
• Mobile bill pay allows you to schedule, edit, cancel payments, and set-up e-bills
• Mobile check deposit using your phone’s camera
• Contact us easily for help or question about your account
• Find the nearest branch or ATMs

Does Achieva use Zelle?

Zelle — a fast, safe and easy way to send money typically in minutes1 to friends, family and others you trust, right from the Achieva Credit Union mobile app. Zelle makes it easy to send money to, or receive money from, people you trust with a bank account in the U.S. Find Zelle in your Achieva Credit Union mobile app.

How do I deposit money into Achieva?

You can deposit funds to your Achieva account through:.
ACHIEVADIRECT ELECTRONIC TRANSFER. ... .
AUTOMATED SAVINGS PROGRAM. ... .
ACHIEVAMOBILE APP. ... .
DIRECT DEPOSIT. ... .
ATM. ... .
DIRECT TRANSFER IN (RRSP, RRIF or TFSA).

Can I deposit cash in the Achieva ATM?

ATM. Deposit cheques or cash to your Achieva account at any Credit Union ATM in Canada displaying the AccuLink Logo. SEE OUR 'DING FREE' ATM MAP!

Who owns Achieva Credit Union?

Achieva Credit Union was founded in 1937 in Pinellas County. Today, it is rated a Superior 5-Star credit union by Bauer Financial and has more than $2 billion in assets and 22 branches serving more than 165,000 members.