Account number and routing number on check bank of america

One of the main reasons to have a bank account is to send and receive money easily and safely without handling large amounts of cash. Your Bank of America routing number is how other banks identify which bank your account is held at. You have a routing number to receive money transfers from other people. Read on to find out what your Bank of America routing number is.

  • Finding Your Bank of America Routing Number by State
  • Different Numbers for International Wire Transfers
  • How To Find Your BoA Routing Number
  • Bank of America Routing Numbers FAQ
  • Final Thoughts

Finding Your Bank of America Routing Number by State

Routing numbers for a particular bank vary by state. In other words, your Bank of America routing number will be different depending on which U.S. state your Bank of America branch is in. The list below gives various Bank of America routing numbers by state.

Alabama 51000017
Alaska 51000017
Arizona 122101706
Arkansas 82000073
California 121000358
Colorado 123103716
Connecticut 11900254
Delaware 31202084
Florida, East 63100277
Florida, West 63100277
Georgia 61000052
Hawaii 51000017
Idaho 123103716
Illinois, South 81904808
Illinois, North 71000505
Illinois, Chicago Metro 81904808
Indiana 71214579
Iowa 73000176
Kansas 101100045
Kentucky 51000017
Louisiana 51000017
Maine 11200365
Maryland 52001633
Massachusetts 11000138
Michigan 72000805
Minnesota 71214579
Mississippi 51000017
Missouri East/St. Louis 81000032
Missouri West/Kansas City 81000032
Montana 51000017
Nebraska 51000017
Nevada 122400724
New Hampshire 11400495
New Jersey 21200339
New Mexico 107000327
New York 21000322
North Carolina 53000196
North Dakota 51000017
Ohio 71214579
Oklahoma 103000017
Oregon 323070380
Pennsylvania 31202084
Rhode Island 11500010
South Carolina 53904483
South Dakota 51000017
Tennessee 64000020
Texas, North 111000025
Texas, South 113000023
Texas, South 111000025
Utah 123103716
Vermont 51000017
Virginia 51000017
Washington 125000024
Washington, D.C. 54001204
West Virginia 51000017
Wisconsin 51000017
Wyoming 51000017

Please note that the routing numbers given above are ABA (American Bankers’ Association) routing numbers. They are for domestic money transfers (between U.S. bank accounts). 

If you are still unsure which Bank of America routing number is the right one for your branch, there are a few other ways to find out. These methods are explained in the section ‘How to Find Your BoA Routing Number.’

If you need to receive a wire transfer from a bank outside the United States, you will need to provide a routing number for international wire transfers.

Different Numbers for International Wire Transfers

International wire transfers are a bit more complicated behind the scenes than domestic money transfers. This is because banks in different countries use different interbank communication systems, and are subject to different laws. 

If you need to receive money from a bank account outside the U.S. (or a wire transfer from within the U.S.), you can use one of the routing numbers listed below:

  • For domestic wire transfers: 26009593
  • For international wire transfers in US dollars: BOFAUS3N
  • For international wire transfers in another currency: BOFAUS6S

Please note that a wire transfer is different from a paper or electronic money transfer. If you need to receive a domestic wire transfer, the routing number is the same for all Bank of America customers. It doesn’t change depending on where your branch is.

The routing numbers for international wire transfers are also the same for all BoA customers. These routing numbers work on a different system than ABA routing numbers. They are sometimes called SWIFT/BIC codes.

If you are not sure which SWIFT code to use to receive your international wire transfer, it is usually safest to use the one for U.S. dollar wire transfers (BOFAUS3N). 

However, the best thing you can do if you are unsure about an international wire transfer is to contact Bank of America and ask. You can visit your local branch, use the online banking website or call the Checking and Savings helpline (instructions given below).

How To Find Your BoA Routing Number

Your BoA routing number is important whenever you need someone to send money to your BoA account. If you don’t already know it, there are several ways you can find out your routing number. 

On a Check

The easiest and simplest way to find out what your routing number is is to pull out your checkbook. Your routing number is printed on the bottom of every check. It is a 9-digit number (there are no letters). 

This 9-digit number on the bottom of your checks is your ABA routing number. If you need your international routing number (SWIFT code) or domestic wire transfer routing number, you need to use one of the other methods.

If you did not get a checkbook with your Bank of America account, then you will need to use one of the other methods detailed below.

Online

You can also use Bank of America’s online banking website to find out what your routing number is. Simply follow the instructions listed below:

  1. Using a browser on your computer or smartphone, visit bankofamerica.com
  2. Choose the account whose routing number you want to find 
  3. Select the Information & Services tab 
  4. There will be several routing numbers shown, choose the right one for your purpose

Your ABA routing number (for domestic money transfers) is the one which is labeled “paper and electronic transfers.” The other routing number is for wire transfers.

Over the Phone

Finally, you can call Bank of America’s Checking and Savings helpline to find out your routing number. Call 800-432-1000 for help in English or 800-688-6086 for help in Spanish during operating hours. The operating hours for the call center are:

Mon–Fri 8 a.m.-11 p.m. ET
Sat–Sun 8 a.m.-8 p.m. ET

Please note that you will need to provide your debit card number or bank account number to verify your account with the call center representative. 

Bank of America Routing Numbers FAQ

The questions below often come up when regarding Bank of America routing numbers.

What Is a Routing Number?

A routing number is used to identify a specific bank when money is being transferred from one bank account to another. There are different kinds of routing numbers for domestic and international transfers.

For money transfers within the U.S., an ABA routing transit number (ABA RTN) is used. An ABA routing number is a 9-digit number. It is usually written on the bottom of the checks issued for a bank account. 

The routing number allows any financial institution in the U.S. to find out which bank an account is held at, even if the check was issued by some other bank.

How Is Your Bank Routing Number Used?

The routing number allows banks in the U.S. to easily communicate information about people’s accounts. They can use this information to transfer money from one person to the other. You can use a routing number to get money if you’ve hit your Bank of America ATM withdrawal limit.

This is how you can pay someone or receive money from someone to your Bank of America account, even if that person has an account with a different bank. 

Your routing number is used to process direct deposits to your account, electronic and paper money transfers as well as domestic and international wire transfers.

Keep in mind your routing number no longer applies if you close Bank of America account.

Final Thoughts

Your Bank of America routing number is used when people are sending money to your account. The ABA routing number is different depending on which state your bank is in. You need a BoA SWIFT code if the person sending you money is not in the United States. There are several ways you can find your BoA routing number. You can use online banking or you can call the bank and ask. The checkbook issued for your account also has your routing number printed on every check.


Need a Loan? Get One in 3 Simple Steps

If you are considering applying for a personal loan, just follow these 3 simple steps.

Apply

Apply online for the loan amount you need. Submit the required documentation and provide your best possible application. Stronger applications get better loan offers.

Accept

If your application meets the eligibility criteria, the lender will contact you with regard to your application. Provide any additional information if required. Soon you’ll have your loan offer. Some lenders send a promissory note with your loan offer. Sign and return that note if you wish to accept the loan offer.

Repay

The loan then gets disbursed into your U.S. bank account within a reasonable number of days (some lenders will be as quick as 2-3 business days). Now you need to set up your repayment method. You can choose an autopay method online to help you pay on time every month.

Account number and routing number on check bank of america

About Stilt

Stilt provides loans to international students and working professionals in the U.S. (F-1, OPT, H-1B, O-1, L-1, TN visa holders) at rates lower than any other lender. Stilt is committed to helping immigrants build a better financial future.

We take a holistic underwriting approach to determine your interest rates and make sure you get the lowest rate possible. 

Learn what others are saying about us on Google, Yelp, and Facebook or visit us at https://www.stilt.com. If you have any questions, send us an email at [email protected]


Account number and routing number on check bank of america

Frank Gogol

I’m a firm believer that information is the key to financial freedom. On the Stilt Blog, I write about the complex topics — like finance, immigration, and technology — to help immigrants make the most of their lives in the U.S. Our content and brand have been featured in Forbes, TechCrunch, VentureBeat, and more.

Where is the account number on a Bank of America check?

Log in to Online Banking and select your account from the Accounts Overview page, then go to the Information & Services tab. Your account number can be displayed by clicking the Show link in the Account Details section.

Where is routing and account number on check?

Your account number is located along the bottom of your check, to the right of the routing number and to the left of the check number. Will you be using this information to receive a wire transfer?

How many digits is a Bank of America account number?

You will find these numbers on the checks issued for your account. The routing number, account number, and check number are located at the bottom edge of your check. Routing numbers are always 9 digits long. Account numbers may be up to 17 digits long.